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3626 Prospect St, Indianapolis, IN, 46203

2beds
1baths
1,152sqft
$55,000
$48price/sqft
$604/moest. monthly cost
$24,160/yrincome needed

About This Home

So much potential! This 2 bedroom, 1 bath bungalow is close to everything. The covered front porch leads into a living room with lots of natural light. A spacious kitchen is centrally located between both bedrooms and the bathroom. A large fenced backyard with a shed is great for outdoor activities and extra storage.

Getting Around

32
WalkingCar-Dependent
29
TransitSome Transit
40
BikeSomewhat Bikeable

Construction

Condition

  • Property condition: Fixer
  • Year built: 1955

Materials

  • Foundation: Block
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: None

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom2

  • Features: Other
  • Level: Main
  • Area: 72
  • Dimensions: 8 x 9

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,152
  • Total interior livable area: 1,152 sqft

Kitchen

  • Level: Main
  • Area: 126
  • Dimensions: 14 x 9

Living Room

  • Level: Main
  • Area: 143
  • Dimensions: 11 x 13

Master Bedroom

  • Level: Main
  • Area: 143
  • Dimensions: 11 x 13

Property

Details

  • Parcel number: 491008113027000101
  • Special condition: As Is
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio
  • Fencing: Fenced,Full

Lot

  • Lot size: 5,227 sqft
  • Features: Not In Subdivision,Mature Trees

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Heat Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $278$3,336
Home Insurance *$40$480
Property Taxes $102$1,224
Electricity $184$2,212
Total$604$7,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$20,708/yr
40% on housing$18,120/yr
45% on housing$16,106/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$48This listing

vs Other Active Listings

Avg $/sqft

ZIP 46203$118
Marion County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 46203$129
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-10Listed for sale$55,000
2026-06-22Pending sale$55,000
2026-06-10Listed for sale$55,000
2015-09-08Sold$9,800
2015-08-08Pending sale$12,000
2015-08-03Price change$12,000
2015-07-19Listed for sale$15,000

For Sale by Agent

AgentMelissa Mendoza
BrokerageCENTURY 21 Scheetz

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