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481 Johns Ridge Rd, Blue Ridge, GA, 30513

3beds
3baths
1,781sqft
$700,000
$393price/sqft
$4,320/moest. monthly cost
$172,800/yrincome needed

About This Home

$50,000 price reduction! This cabin is priced below the appraisal value that was just completed! Looking for a creekfront mountain cabin in Blue Ridge with acreage right next to a wild life preserve and located on a quite dead end paved road, fishing access, and outdoor living space? 481 Johns Ridge Rd, located in Blue Ridge, GA, delivers the peaceful North Georgia mountain lifestyle buyers want with 3 bedrooms, 2 1/2 bath, 1,781 square feet of finished space, a basement level with a one-car garage that includes 2.3 private acres featuring 340 feet of frontage on Upper Madola Creek known for great fishing and relaxing creekside views. The finished basement is set up where the room with exterior door access could be used as a 4th bedroom or an office. This beautiful property has a half a dozen different types of Trilliums and has several different types of Azaleas, Hellebore Flowers, White and Purple Violets, several different colors of Columbine Flowers and even Blueberry Bushes! Built in 2008, this two-story cabin combines rustic charm with thoughtful updates. The updated kitchen includes two lazy Susan cabinets for added convenience and functionality with large creative sliding shelves for pots and pans and soft-close cabinet doors, while the stone fireplace creates a warm and inviting gathering space inside. The screened-in porch section overlooks the wide creek and stream, creating the perfect spot for morning coffee or quiet evenings surrounded by nature. Upstairs, the primary bedroom opens to a private balcony where you can enjoy the peaceful wooded setting and flowing water views. Outdoor living is a standout feature of this property, with a large wrap-around front porch for entertaining or just relaxing in the rocking chairs; it also has an outdoor fire pit area and plenty of room to enjoy the surrounding acreage. The property also includes a garden shed and separate workshop building for storage, hobbies, or projects. The custom hand carved Momma Bear and Two Cub Bears located outside are a $10,000 sculpture value that stays with this beautiful cabin. The driveway was newly paved in April 2026, adding convenience and curb appeal. Does this Blue Ridge cabin offer privacy while still being close to outdoor recreation and mountain attractions? Yes. This property offers the ideal balance of seclusion, creek frontage, usable land, and easy access to the Blue Ridge area lifestyle buyers continue to seek in the North Georgia mountains. The upstairs bathroom tile shower floor was also just replaced last month as well. The septic tank was pumped and inspected in July 2025. A top-of-the-line, brand-new GAF Timberline HDZ roof at a cost of over $14,000 was installed in April 2023 that also has a transferable warranty, too. This stunning property is move-in ready! Agents: All Disclosures are in the MLS. By appointment only. Home is occupied. IMPORTANT: Agents - Please read all private remarks in the listing "before showing or calling" for Dan's best contact number or for any other questions you may have and for other important home details.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
7/10
5/10
Fannin County High SchoolGrades 9-128.3 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2008

Materials

  • Roof: Composition
  • Construction materials: Log,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence,Cabin

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Laundry Closet

Basement

  • Has basement: Yes
  • Basement: Daylight,Exterior Entry,Finished,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Beamed Ceilings,High Ceilings,Tile Bath,Vaulted Ceiling(s)
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Masonry
  • Fireplace: Yes
  • Finished area below ground: 585
  • Finished area above ground: 1,196

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,781
  • Total interior livable area: 1,781 sqft

Property

Details

  • Parcel number: 0018 C 0071L

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck,Patio,Porch,Screened
  • Exterior features: Balcony,Other,Water Feature
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: Creek
  • Waterbody name: Upper Madola Creek
  • Frontage type: Waterfront
  • Frontage length: Waterfront Footage: 340

Lot

  • Lot size: 2.30 Acres
  • Features: Level,Private,Sloped

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Landslide
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$250$3,000
Property Taxes $312$3,744
Electricity $219$2,637
Total$4,320$51,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$148,114/yr
40% on housing$129,600/yr
45% on housing$115,200/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$393This listing

vs Other Active Listings

Avg $/sqft

ZIP 30513$290
Fannin County$279

vs Homes Sold Last Month

Median $/sqft

ZIP 30513
Fannin County$299

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-11Price change$700,000
2026-05-15Listed for sale$750,000
2018-03-29Sold$255,000
2018-03-01Pending sale$255,000
2018-02-12Listed for sale$255,000

For Sale by Agent

AgentDan Mc Donald
BrokerageeXp Realty

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