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302 W 7th St, Louisville, GA, 30434

6beds
4baths
5,232sqft
$379,000
$72price/sqft
$3,130/moest. monthly cost
$125,200/yrincome needed

About This Home

Own a remarkable chapter of Louisville's past with this grand 1882 historic residence, standing proudly for over 140 years as a testament to Southern craftsmanship, elegance, and enduring legacy. Homes of this stature and scale are seldom offered, making this property a true treasure for lovers of history and architecture. Original hardwood floors, multiple fireplaces, tall ceilings, expansive hallways, and gracious room proportions speak to a time when homes were built with intention, beauty, and permanence. While rich in history, this home has been carefully maintained and updated to meet today's needs. Recent improvements include a new roof, BRAND NEW HVAC UNITS(3), and easy access to your walk-in attic space offering additional storage or future expansion potential. The modern kitchen blends seamlessly with the home's character and features stainless steel appliances, making it both functional and inviting for everyday living and entertaining. With over 5,200 sq ft, this residence offers 5 bedrooms and 3.5 bathrooms, providing flexibility for a grand private home, multi-generational living, or hospitality use. Situated on a picturesque corner lot of 0.81 acres, the property also includes a detached two-car garage and ample outdoor space. Also, could potentially be converted back to Commercial use.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

5/10
Louisville AcademyGrades PK-50.3 mi
3/10
3/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1885

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Dryer,Electric Water Heater,Ice Maker,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Laundry Closet

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Features: Separate Room

Features

  • High Ceilings,Master On Main Level,Walk-In Closet(s)
  • Flooring: Hardwood,Laminate,Tile
  • Number of fireplaces: 9
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 5,232

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,232
  • Total interior livable area: 5,232 sqft

Property

Details

  • Parcel number: L001 140

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.81 Acres
  • Features: None

Parking

  • Parking features: Detached,Garage,Garage Door Opener,Off Street,Parking Pad
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate

How This Home’s Risks Compare

Drought
Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado
Cold Wave
Earthquake
Hail
Hurricane

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,916$22,992
Home Insurance *$425$5,100
Property Taxes $281$3,372
Electricity $508$6,099
Total$3,130$37,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,314/yr
40% on housing$93,900/yr
45% on housing$83,466/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$72This listing

vs Other Active Listings

Avg $/sqft

ZIP 30434$113
Jefferson County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 30434
Jefferson County$75

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-05Price change$399,000
2026-01-05Listed for sale$425,000
2025-12-22Listing removed--
2025-11-09Price change$450,000
2025-08-06Listed for sale$525,000
2008-11-13Sold$165,000

For Sale by Agent

AgentVictoria Leigh Smith
BrokerageWeichert Realtors-Webb & Associates

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