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2754 State Highway 42 N, Forsyth, GA, 31029

3beds
3baths
2,920sqft
$895,000
$307price/sqft
$5,728/moest. monthly cost
$229,120/yrincome needed

About This Home

Welcome to this beautifully maintained 3-bedroom, 2.5-bath home with a versatile bonus room, proudly owned by its original owner. Nestled in the highly sought-after Monroe County, this private retreat offers peaceful living on 36 stunning acres overlooking a shared 7-acre lake--while still being close to town conveniences. Step inside to find warm hardwood floors and a thoughtfully designed layout centered around comfortable living and natural light. The dining room features a beautiful wall of windows with serene lake views, creating a seamless connection to the outdoors. The spacious kitchen is both homey and functional, featuring quartz countertops, a gas stove, and plenty of workspace for cooking and entertaining. The master suite is conveniently located on the main level, offering privacy and ease of living. Upstairs, you'll find two additional bedrooms, a full bath, and a bonus room--perfect for guests, hobbies, or flexible living space. A dedicated basement office provides the perfect quiet space for working from home or hobbies, while additional storage areas add convenience and flexibility. Outside, the property is truly exceptional with open pasture, mature wooded areas, and beautiful pecan trees, offering a rare blend of usability and natural beauty. Enjoy fishing, relaxing, and taking in the peaceful setting of the shared 7-acre lake right from your own property. Thoughtful upgrades include a whole-home generator and a sprinkler system to keep the landscape well maintained year-round. Private, peaceful, and surrounded by nature, this rare offering combines comfort, functionality, and stunning water views in one unforgettable property--just minutes from town.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Construction

Condition

  • Property condition: ReSale
  • Year built: 1986

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Dishwasher,Microwave,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Partial,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Separate

Features

  • Ceiling Fan(s),High Speed Internet
  • Window features: Blinds,Window Treatments
  • Flooring: Carpet,Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Attic: Storage
  • Finished area below ground: 211
  • Finished area above ground: 2,709

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,920 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 039026C

Features

  • Levels: Tri-Level
  • Pool features: None
  • Patio & porch: Patio
  • Has spa: Yes
  • Spa features: Bath
  • On waterfront: Yes
  • Waterfront features: Waterfront
  • Horses can be raised: Yes

Lot

  • Lot size: 36.17 Acres
  • Features: Sprinkler System,Horses Allowed

Parking

  • Total spaces: 2
  • Parking features: Garage,Attached,Garage Door Opener
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Hail

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,525$54,300
Home Insurance *$430$5,160
Property Taxes $490$5,880
Electricity $283$3,404
Total$5,728$68,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$196,388/yr
40% on housing$171,840/yr
45% on housing$152,746/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 9.6%
9.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$307This listing

vs Other Active Listings

Avg $/sqft

ZIP 31029$158
Monroe County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 31029$169
Monroe County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$925,000

For Sale by Agent

AgentGaylyn Cole
BrokerageFICKLING & COMPANY - MACON

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