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2750 Elder Mill Road, Watkinsville, GA, 30677

3beds
1baths
975sqft
$299,900
$308price/sqft
$2,402/moest. monthly cost
$96,080/yrincome needed

About This Home

This adorable ranch in Oconee County has been completely renovated with LVP flooring, fresh paint, and modern fixtures! New appliances going in this week! Great garden spot!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

9/10
6/10
10/10
Oconee County High SchoolGrades 9-128.4 mi

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Block,Crawlspace
  • Roof: Metal
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Range
  • Laundry features: In Hall,Laundry Room

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Breakfast Area
  • Fireplace features: Electric,Great Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 975 sqft

Property

Details

  • Parcel number: C08001F
  • Zoning: 001
  • Zoning description: Single Family
  • Special condition: Standard

Features

  • Stories: 1
  • Fencing: Wood,Wire

Lot

  • Lot size: 0.67 Acres
  • Features: Garden

Parking

  • Parking features: Parking Available

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hail
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$193$2,316
Property Taxes $474$5,688
Electricity $219$2,637
Total$2,402$28,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,354/yr
40% on housing$72,060/yr
45% on housing$64,053/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$308This listing

vs Other Active Listings

Avg $/sqft

ZIP 30677$267
Oconee County$243

vs Homes Sold Last Month

Median $/sqft

ZIP 30677
Oconee County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$308,900
2026-04-11Listed for sale$317,500
2026-04-06Contingent$317,500
2026-03-16Listed for sale$317,500
2026-03-12Contingent$325,000
2025-12-08Price change$325,000
2025-10-20Listed for sale$335,000
2025-09-22Contingent$335,000
2025-08-28Price change$335,000
2025-08-01Listed for sale$346,500
2014-11-24Sold$90,000
2010-01-25Sold$52,900

For Sale by Agent

AgentJennifer Westmoreland
BrokerageColdwell Banker Upchurch Realty

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