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509 Anderson Ave, Fort Valley, GA, 31030

2beds
1baths
1,232sqft
$115,000
$93price/sqft
$982/moest. monthly cost
$39,280/yrincome needed

About This Home

Charming 1930s cottage in the heart of the Peach Capital-Fort Valley! This 2-bedroom, 1-bath home blends vintage character with modern updates, featuring a welcoming foyer entrance, high ceilings, two decorative fireplaces, newer windows, and fresh interior and exterior paint. Relax on the inviting rocking-chair front porch, or enjoy the spacious living room, dedicated dining room, and bright kitchen with a breakfast bar. The bathroom has been updated with a new shower/tub combo. New LVP flooring runs throughout, with original hardwoods preserved underneath. Additional improvements include a new metal roof and recently serviced HVAC with new ductwork. Nestled on a private, level lot with county water and sewer, and no HOA. Conveniently located near GA-341 and I-75 for easy access to everything. Call today for your appointment.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

4/10
Hunt Elementary SchoolGrades PK-51.3 mi
6/10
3/10
Peach County High SchoolGrades 9-123.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1930

Materials

  • Roof: Metal
  • Construction materials: Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Oven/Range (Combo),Refrigerator
  • Laundry features: None

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Features: Seats 12+,Separate Room

Features

  • High Ceilings,Master On Main Level,Rear Stairs
  • Window features: Double Pane Windows
  • Flooring: Hardwood,Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Other
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,232

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,232
  • Total interior livable area: 1,232 sqft

Kitchen

  • Features: Breakfast Area,Breakfast Bar,Country Kitchen,Pantry,Solid Surface Counters

Property

Details

  • Parcel number: F06F 016

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • Exterior features: Garden
  • Fencing: Fenced,Privacy

Lot

  • Lot size: 0.31 Acres
  • Features: Level,Private

Parking

  • Parking features: Parking Pad,RV/Boat Parking
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Drought
Hail
Heat Wave

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $581$6,972
Home Insurance *$108$1,296
Property Taxes $74$888
Electricity $219$2,637
Total$982$11,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,668/yr
40% on housing$29,460/yr
45% on housing$26,186/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$93This listing

vs Other Active Listings

Avg $/sqft

ZIP 31030$94
Peach County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 31030$101
Peach County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-14Price change$115,000
2025-11-21Listed for sale$120,000
1999-02-24Sold$23,500

For Sale by Agent

AgentKelli Bero
BrokerageKeller Williams Realty Atl. Partners

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