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522 Rebel Cir, Dillard, GA, 30537

4beds
4baths
2,516sqft
$549,000
$218price/sqft
$3,455/moest. monthly cost
$138,200/yrincome needed

About This Home

This completely remodeled 4-bedroom, 3.5-bathroom home sits off a quiet street, with a parklike backyard on a creek in Sky Valley, GA. The main bedroom, full bath, living room with a fireplace, kitchen, a half bath, laundry room, and an office are all located on the main floor. There is a large, covered deck overlooking the back yard. The lower level has another living room, 3 bedrooms, 2 full bathrooms, a second laundry room, plus a workshop, and another covered deck overlooking the backyard. Plenty of space for game night and spreading out. The home was recently updated and has very nice furnishings that will be included with the sale. There is an attached garage on the main level, plus the lower level has a parking space with a separate entrance. Enjoy the fire pit and picnic area by the little backyard creek. It was once a vacation rental, so if that is something you are looking for, it is still an option. The home is located in the quaint City of Sky Valley, where membership at Sky Valley Golf Club includes access to amenities such as golf, croquet, pickleball, and a private restaurant. Membership is not a requirement. Come see what this peaceful community has to offer. Highlands, NC, and Clayton, GA are only 20 minutes away for shopping and restaurants. For local adventure, Highlands Aerial Park, snow tubing, and the Mountain Coaster at Highlands Outpost, as well as waterfalls and hiking, are just 10 to 15 minutes from home.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

5/10
6/10
7/10
Rabun County High SchoolGrades 9-1212.5 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2005

Materials

  • Roof: Composition
  • Construction materials: Log,Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Country/Rustic,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Dryer,Electric Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: In Kitchen,Mud Room

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Daylight,Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Dining Rm/Living Rm Combo

Features

  • Master On Main Level,Roommate Plan,Walk-In Closet(s)
  • Flooring: Laminate
  • Number of fireplaces: 2
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,516

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Electric,Heat Pump

Interior Area

  • Total structure area: 2,516
  • Total interior livable area: 2,516 sqft

Kitchen

  • Features: Country Kitchen,Solid Surface Counters

Property

Details

  • Parcel number: 058A 462A

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Porch

Lot

  • Lot size: 0.56 Acres
  • Features: City Lot,Private,Sloped

Parking

  • Parking features: Attached,Garage,Kitchen Level,Parking Pad
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Ice Storm
Landslide

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance *$211$2,532
Property Taxes $224$2,688
Electricity $244$2,933
Total$3,455$41,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,457/yr
40% on housing$103,650/yr
45% on housing$92,133/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 9.5%
9.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 30537$209
Rabun County$276

vs Homes Sold Last Month

Median $/sqft

ZIP 30537
Rabun County$346

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Listed for sale$559,000
2022-11-18Sold$425,000
2022-11-07Pending sale$449,900
2022-09-02Price change$449,900
2022-07-08Price change$474,900
2022-06-04Listed for sale$499,900

For Sale by Agent

AgentPenelope Ramey
BrokeragePoss Realty

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