125 S Smith Creek Rd, Sandpoint, ID, 83864
About This Home
Riverfront Retreat just 6 miles from downtown Sandpoint! Enjoy over 300 ft of level Pend Oreille River frontage—perfect for year-round living or a seasonal escape. This 1,545 sq ft home offers 3 bedrooms, 1.5 baths, plus private well and septic. In dated condition, the home was built prior to current waterfront setback regulations, allowing a rare closer-to-the-water location. Relax on the spacious deck or take advantage of the 10' x 12' dock and 24' x 24' boat basin for easy river access. Appraised at $1.7M in July 2024 and sold as-is, this is a fantastic opportunity to own sought-after waterfront at an appealing price. Don’t miss your chance to own this private riverfront getaway!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1960
Materials
- Foundation: Concrete Perimeter
- Roof: Composition
- Construction materials: Frame,Aluminum Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Range Hood,Range/Oven,Refrigerator,Washer
- Laundry features: Main Level,Laundry/Pantry Area Off Kitchen/Garage Entry
Basement
- Basement: None
Bathroom1
- Level: Main
Bathroom2
- Level: Main
Bedroom2
- Level: Main
Bedroom3
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Dining Room
- Level: Main
Family Room
- Level: Main
Features
- Insulated,Pantry
- Window features: Aluminum Frames,Double Pane Windows,Wood Frames
- Number of fireplaces: 2
- Fireplace features: Propane,Stone,Stove,Wood Burning,2 Fireplaces
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,545
Heating & Cooling
- Heating features: Baseboard,Electric,Fireplace(s),Propane,Stove,Wood
- Cooling features: None
Interior Area
- Total structure area: 1,545
- Total interior livable area: 1,545 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Master Bedroom
- Level: Main
Property
Details
- Parcel number: RP57N03W277161A
- Zoning description: Rural
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Patio
- Has view: Yes
- View description: Mountain(s),Panoramic,Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: River,Water Frontage Location(Main),Beach Front(Dock,Lawn/Grass,Level),Water Access Type(Private),Water Access Location(Main),Water Access,Water Navigation(Docks)
- Waterbody name: Pend Oreille River
- Frontage length: 300
Lot
- Lot size: 0.38 Acres
- Features: 5 to 10 Miles to City/Town,1 Mile or Less to County Road,Level,Mature Trees,Southern Exposure
Parking
- Total spaces: 1
- Parking features: Attached,Electricity,Insulated,Separate Exit,Workbench,Dirt,Off Street,Open,Enclosed
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Winter Weather
- Avalanche
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Bonner County and Idaho
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,053 | $84,636 |
| Home Insurance | $335 | $4,020 |
| Property Taxes | $418 | $5,016 |
| Electricity | $141 | $1,695 |
| Total | $7,947 | $95,364 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-08 | Listed for sale | $1,395,000 |
| 2026-03-12 | Listing removed | $1,395,000 |
| 2026-01-12 | Listed for sale | $1,395,000 |
| 2026-01-11 | Listing removed | $1,395,000 |
| 2025-10-21 | Listed for sale | $1,395,000 |
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