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204 S 2nd St, Elk River, ID, 83827

3beds
3baths
2,549sqft
$649,000
$255price/sqft
$4,252/moest. monthly cost
$170,080/yrincome needed

About This Home

Idaho mountain home in Elk River with sweeping views, shop space & direct access to year-round recreation. Located in heart of town just minutes from thousands of acres of public land, Elk Creek & Dworshak Reservoir, this property is ideal for those seeking a full-time residence or Idaho recreation retreat. Inside, floor-to-ceiling windows fill the home with natural light and capture the surrounding mountain views. The spacious kitchen features abundant storage, pantry, commercial gas range & double built-in ovens - perfect for hosting. Upstairs, the private primary suite offers a quiet retreat with soaking tub, walk-in shower & adjoining office. Composite decking and low-maintenance landscaping make outdoor living easy. An attached 2-car garage and heated 38x36 shop with lift, wood stove, bathroom & loft storage provide excellent space for vehicles, toys & projects. A well-rounded property offering views, functionality, and the Elk River lifestyle buyers are searching for.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

--
Bovill Elementary SchoolGrades PK-311.4 mi
7/10
Deary SchoolGrades 4-1218.0 mi

Construction

Condition

  • Year built: 2014

Materials

  • Foundation: Crawl Space,Slab
  • Roof: Composition
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Electric Water Heater,Dishwasher,Disposal,Double Oven,Oven/Range Freestanding,Oven/Range Built-In,Refrigerator,Gas Oven,Gas Range

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Bathroom,Loft,Sink,Workbench,Bath-Master,Guest Room,Den/Office,Formal Dining,Great Room,Double Vanity,Walk-In Closet(s),Walk In Shower,Breakfast Bar,Pantry,Wood/Butcher Block Counters,Number of Baths Main Level: 2,Number of Baths Upper Level: 1
  • Flooring: Concrete,Tile,Carpet,Engineered Wood Floors
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,549

Heating & Cooling

  • Heating features: Heated,Electric,Forced Air,Wood
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,549
  • Total interior livable area: 2,549 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Upper

Office

  • Level: Upper

Property

Details

  • Parcel number: RPD16525003005A
  • Other equipment: Hoist/Lift

Features

  • Levels: Two
  • Patio & porch: Covered Patio/Deck
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Partial,Wood
  • Has view: Yes

Lot

  • Lot size: 0.52 Acres
  • Features: 1/2 - .99 AC,Views,Corner Lot,Winter Access
  • Lot size dimensions: 150 x 100

Parking

  • Total spaces: 2
  • Parking features: Garage Door Access,RV/Boat,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Landslide
    LandslideRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Inland Flooding
Wildfire
Landslide
Winter Weather

FEMA Declared Disasters in Clearwater County and Idaho

Fire
Mud Landslide
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance $387$4,644
Property Taxes $429$5,148
Electricity $155$1,870
Total$4,252$51,024

Income You'd Need if You Spent...

35% on housing$145,782/yr
40% on housing$127,560/yr
45% on housing$113,386/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: -0.1%
-0.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.3%
-3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$255This listing

vs Other Active Listings

Avg $/sqft

ZIP 83827
Clearwater County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 83827
Clearwater County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentBrenda Halen
BrokerageSilvercreek Realty Group

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