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321 N 4 W, Mountain Home, ID, 83647

3beds
1baths
864sqft
$270,000
$313price/sqft
$1,766/moest. monthly cost
$70,640/yrincome needed

About This Home

From the moment you step inside, it is easy to see how exceptionally well taken care of this move-in-ready home has been, highlighted by gorgeous original hardwood flooring sweeping through the living room and hallways. The interior features fantastic modern upgrades, including a stunningly renovated kitchen and a fully updated bathroom, complemented by newer, plush carpets in the bedrooms that make the entire space feel fresh and inviting. Step outside to find your own private retreat, complete with a spacious covered patio perfect for entertaining, a dedicated garden area ready for your green thumb, and a handy storage shed for extra tools and gear. Combining immaculate indoor comfort with excellent outdoor functionality and an abundance of parking space for multiple vehicles or toys, this exceptional property is the perfect place to call home.

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

4/10
West Elementary SchoolGrades PK-40.2 mi
4/10

Construction

Condition

  • Year built: 1962

Materials

  • Foundation: Crawl Space
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Tank Water Heater,Dishwasher,Microwave,Oven/Range Freestanding,Oven/Range Built-In,Refrigerator,Washer,Dryer,Gas Oven

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Pantry,Number of Baths Main Level: 1
  • Finished area above ground: 864

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 864
  • Total interior livable area: 864 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: RPA01210020150A

Features

  • Levels: One
  • Patio & porch: Covered Patio/Deck
  • Fencing: Wood

Lot

  • Lot size: 6,534 sqft
  • Features: Standard Lot 6000-9999 SF,Corner Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Heat Wave
Lightning

FEMA Declared Disasters in Elmore County and Idaho

Fire
Mud Landslide

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,365$16,380
Home Insurance $82$984
Property Taxes $178$2,136
Electricity $141$1,695
Total$1,766$21,192

Income You'd Need if You Spent...

35% on housing$60,548/yr
40% on housing$52,980/yr
45% on housing$47,093/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: -0.1%
-0.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$313This listing

vs Other Active Listings

Avg $/sqft

ZIP 83647$160
Elmore County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 83647$212
Elmore County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentCrista Ramm
BrokerageKeller Williams Realty Southwest Idaho

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