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2164 NE Onati Ave, Mountain Home, ID, 83647

4beds
4baths
3,600sqft
$669,900
$186price/sqft
$4,158/moest. monthly cost
$166,320/yrincome needed

About This Home

Gorgeous custom home in the highly sought-after Heritage Subdivision near Legacy Park and the Mountain Home walking path. From the moment you step through the elegant foyer, you’ll feel right at home. Just off the entry, the formal dining room features stunning coffered ceilings with inset lighting and a beautiful chandelier that adds the perfect touch of character and charm. The kitchen is truly the heart of the home with granite countertops, abundant cabinet and counter space, a breakfast bar, and pantry designed perfectly for both everyday living and entertaining. Enjoy your morning coffee in the sunroom or unwind on the large covered patio with stamped concrete overlooking the peaceful backyard setting. The spacious primary suite offers a spa-like retreat with a double shower and relaxing jetted tub. Upstairs, the bonus area features a wet bar, creating the perfect space for entertaining, movie nights, or game days. Outside you’ll also find RV parking, two storage sheds, a greenhouse, and raised garden beds giving you plenty of room for hobbies, toys, and outdoor living. This home is also equipped with solar panels making your monthly expenses more affordable. This home truly has the perfect blend of elegance, comfort, and functionality

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

1/10
North Elementary SchoolGrades PK-40.6 mi
4/10

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Architectural Style
  • Construction materials: Frame,Stone,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Dishwasher,Microwave,Oven/Range Freestanding,Water Softener Owned

Bedroom2

  • Level: Main
  • Area: 110

Bedroom3

  • Level: Main
  • Area: 126

Bedroom4

  • Level: Upper
  • Area: 168

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 150

Family Room

  • Level: Upper
  • Area: 294

Features

  • Bath-Master,Bed-Master Main Level,Den/Office,Double Vanity,Walk-In Closet(s),Breakfast Bar,Granite Counters,Number of Baths Main Level: 2,Number of Baths Upper Level: 1
  • Flooring: Hardwood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: One,Gas,Insert
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,600

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,600
  • Total interior livable area: 3,600 sqft

Kitchen

  • Level: Main
  • Area: 144

Living Room

  • Level: Main
  • Area: 368

Master Bedroom

  • Level: Main
  • Area: 273

Property

Details

  • Parcel number: RPA02680020110A

Features

  • Levels: Single w/ Upstairs Bonus Room
  • Fencing: Full,Wood

Lot

  • Lot size: 0.30 Acres
  • Features: 10000 SF - .49 AC,Garden,Sidewalks,Auto Sprinkler System
  • Lot size dimensions: 130 x 100

Parking

  • Total spaces: 3
  • Parking features: Attached,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Heat Wave
Lightning
Wildfire

FEMA Declared Disasters in Elmore County and Idaho

Fire
Mud Landslide

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,387$40,644
Home Insurance $205$2,460
Property Taxes $346$4,152
Electricity $220$2,641
Total$4,158$49,896

Income You'd Need if You Spent...

35% on housing$142,560/yr
40% on housing$124,740/yr
45% on housing$110,880/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: -0.1%
-0.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 83647$158
Elmore County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 83647$212
Elmore County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentMichael Shelton
BrokerageSilvercreek Realty Group

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