See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

201 Settlers Trace Blvd APT 3405, Lafayette, LA, 70508

2beds
2baths
1,074sqft
$220,000
$205price/sqft
$1,573/moest. monthly cost
$62,920/yrincome needed

About This Home

Make this condo yours and begin enjoying all the amenities the Village of River Ranch has to offer. One owner condo located on the top floor in Mainstreet At River Ranch! This low maintenance unit boasts 2 bedrooms and 2 baths with a split floor plan. The entry leads to an open and light-filled dining, living area and kitchen with tall ceilings. The kitchen features slab granite countertops and stainless appliances. Refrigerator, washer and dryer to remain make this condo move in ready! Beautiful pool, hot tub and grill area, club house and business center for Mainstreet residents. Reserved parking in gated garage a plus! Great location minutes away from CC's Coffee, Fresh Market, CVS Pharmacy, restaurants and shopping.

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 2009

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Stucco,Frame

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Washer,Electric Stove Con
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • High Ceilings,Crown Molding,Dual Closets,Walk-In Closet(s),Granite Counters
  • Window features: Window Treatments,Double Pane Windows
  • Flooring: Carpet,Tile,Wood Laminate

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,074 sqft

Property

Details

  • Parcel number: 6138206

Features

  • Stories: 1
  • Waterfront features: Walk To

Lot

  • Features: 0 to 0.5 Acres,Commons,Landscaped
  • Lot size dimensions: 0

Parking

  • Total spaces: 1
  • Parking features: Assigned
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Lightning
Heat Wave
Ice Storm

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$210$2,520
Property Taxes $104$1,248
Electricity $147$1,773
Total$1,573$18,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,931/yr
40% on housing$47,190/yr
45% on housing$41,946/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.2%
6.2%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 70508$224
Lafayette Parish$157

vs Homes Sold Last Month

Median $/sqft

ZIP 70508$161
Lafayette Parish$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-09Price change$230,000
2025-11-21Listed for sale$239,500
2014-03-21Sold--

For Sale by Agent

AgentFrances K Prejean
BrokerageCompass

Similar Homes