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19077 Twelve Mile Rd, Big Rapids, MI, 49307

5beds
4baths
3,270sqft
$394,000
$120price/sqft
$2,824/moest. monthly cost
$112,960/yrincome needed

About This Home

This large executive ranch sits on 2+ wooded acres just south of town, conveniently located just minutes from downtown Big Rapids, Ferris, and HWY 131. Over 3000 square feet of finished space are spread through 4 large bedrooms, multiple living spaces, 4 full bathrooms, and a private office/possible 5th bedroom! You will love the high ceilings, large open spaces and the covered front porch. Out back, the hottub area is the perfect place to wind down looking out at a large private backyard. A massive 5+car garage is included, and is FULLY finished, heated and ready to house your toys, tools and man-cave-work-shop. The partially finished basement offers up a bonus space that could easily be used as a second living area. Set up that tour! ***Neighboring business is also for sale, and can be purchased as package deal at price to be negotiated. Call for more information today.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

4/10
Morley Elementary SchoolGrades PK-57.2 mi
4/10
6/10

Construction

Condition

  • Year built: 1961

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Main Level

Basement

  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 4

Features

  • Window features: Insulated Windows
  • Finished area below ground: 900

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 2,370
  • Total interior livable area: 3,270 sqft

Property

Details

  • Parcel number: 5409002002500

Features

  • Stories: 1

Lot

  • Lot size: 1.13 Acres
  • Lot size dimensions: 190 x 241

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Tornado

FEMA Declared Disasters in Mecosta County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,992$23,904
Home Insurance *$171$2,052
Property Taxes $305$3,660
Electricity $356$4,280
Total$2,824$33,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,822/yr
40% on housing$84,720/yr
45% on housing$75,306/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 49307$134
Mecosta County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 49307$157
Mecosta County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-19Listed for sale$475,000
2025-09-24Sold$332,864
2024-07-06Sold$450,000

For Sale by Agent

AgentJoseph McNally
BrokerageRE/MAX TOGETHER

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