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3799 S Lake Rd, Moose Lake, MN, 55767

4beds
6baths
3,628sqft
$950,000
$262price/sqft
$6,072/moest. monthly cost
$242,880/yrincome needed

About This Home

Exceptional lake property offering over 4,000 finished square feet (including finished bunk house) on more than 3 private acres along beautiful Hanging Horn Lake. Designed for entertaining and everyday living, this home features an open-concept floor plan, hardwood floors, two fireplaces, a huge media room, and a whole house generator. The second level includes an additional kitchen and a ¾ bath, offering excellent flexibility for guests, or entertaining. Above the oversized 37x27 heated and insulated 4-car garage is a spacious bunkhouse complete with a ¾ bath, small kitchen area, and sleeping accommodations for five. Hobbyists will appreciate the incredible garage featuring in floor heat, floor drain, air compressor, and all the amenities a mechanic could want. After a day on the lake, relax in the 8-person sauna and enjoy the privacy and natural beauty of this remarkable property. Offering exceptional space, versatility, and lakeside living, this is truly a one-of-a-kind retreat on Hanging Horn Lake

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
Barnum Elementary SchoolGrades PK-62.2 mi
9/10
Barnum SecondaryGrades 7-122.3 mi

Construction

Condition

  • Property condition: Previously Owned
  • Year built: 2000

Materials

  • Construction materials: Aluminum,Metal,Other,Vinyl,Concrete Block,Poured Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 6
  • Full bathrooms: 1
  • 3/4 bathrooms: 3
  • 1/2 bathrooms: 1
  • 1/4 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Number of fireplaces: 2
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 1,099
  • Finished area above ground: 2,529

Heating

  • Heating features: Fireplace(s),In Floor Heat,Propane

Interior Area

  • Total interior livable area: 3,628 sqft

Master Bathroom

  • Features: Private Master

Property

Details

  • Parcel number: 390301865
  • Foundation area: 1053

Features

  • On waterfront: Yes
  • Waterfront features: Inland Lake,Waterfront Access(Private)
  • Waterbody name: Hanging Horn
  • Frontage length: 220

Lot

  • Lot size: 308 Acres
  • Lot size dimensions: 169 x 958 x 220 x 40 x 878

Parking

  • Total spaces: 5
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Hail
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters in Carlton County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$168$2,016
Property Taxes $796$9,552
Electricity $305$3,671
Total$6,072$72,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$208,182/yr
40% on housing$182,160/yr
45% on housing$161,920/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$262This listing

vs Other Active Listings

Avg $/sqft

ZIP 55767$170
Carlton County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 55767
Carlton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Price change$899,000
2026-06-20Listed for sale$950,000

For Sale by Agent

AgentSonya Wennberg
BrokerageColdwell Banker Realty - Woodbury

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