




3799 S Lake Rd, Moose Lake, MN, 55767
About This Home
Exceptional lake property offering over 4,000 finished square feet (including finished bunk house) on more than 3 private acres along beautiful Hanging Horn Lake. Designed for entertaining and everyday living, this home features an open-concept floor plan, hardwood floors, two fireplaces, a huge media room, and a whole house generator. The second level includes an additional kitchen and a ¾ bath, offering excellent flexibility for guests, or entertaining. Above the oversized 37x27 heated and insulated 4-car garage is a spacious bunkhouse complete with a ¾ bath, small kitchen area, and sleeping accommodations for five. Hobbyists will appreciate the incredible garage featuring in floor heat, floor drain, air compressor, and all the amenities a mechanic could want. After a day on the lake, relax in the 8-person sauna and enjoy the privacy and natural beauty of this remarkable property. Offering exceptional space, versatility, and lakeside living, this is truly a one-of-a-kind retreat on Hanging Horn Lake
Getting Around
Schools
Construction
Condition
- Property condition: Previously Owned
- Year built: 2000
Materials
- Construction materials: Aluminum,Metal,Other,Vinyl,Concrete Block,Poured Concrete
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 6
- Full bathrooms: 1
- 3/4 bathrooms: 3
- 1/2 bathrooms: 1
- 1/4 bathrooms: 1
- Main level bedrooms: 1
Features
- Number of fireplaces: 2
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 1,099
- Finished area above ground: 2,529
Heating
- Heating features: Fireplace(s),In Floor Heat,Propane
Interior Area
- Total interior livable area: 3,628 sqft
Master Bathroom
- Features: Private Master
Property
Details
- Parcel number: 390301865
- Foundation area: 1053
Features
- On waterfront: Yes
- Waterfront features: Inland Lake,Waterfront Access(Private)
- Waterbody name: Hanging Horn
- Frontage length: 220
Lot
- Lot size: 308 Acres
- Lot size dimensions: 169 x 958 x 220 x 40 x 878
Parking
- Total spaces: 5
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 5
- Covered spaces: 5
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Hail
- Heat Wave
- Inland Flooding
- Ice Storm
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Carlton County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,803 | $57,636 |
| Home Insurance * | $168 | $2,016 |
| Property Taxes | $796 | $9,552 |
| Electricity | $305 | $3,671 |
| Total | $6,072 | $72,864 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-14 | Price change | $899,000 |
| 2026-06-20 | Listed for sale | $950,000 |
