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925 14th St, Cloquet, MN, 55720

7beds
7baths
6,887sqft
$1,499,000
$218price/sqft
$9,822/moest. monthly cost
$392,880/yrincome needed

About This Home

A rare in-town estate offering unparalleled privacy, scale, and versatility, this extraordinary property spans nearly two blocks long and one block deep—completely tucked away behind a mature, tree-lined perimeter with an automated gate. The elegant main residence features five bedrooms and three bathrooms, plus a beautifully finished third-floor bonus room (non-conforming). Two attached studio suites with private patios, currently operated as Airbnb rentals, provide exceptional guest accommodation or effortless income potential. A newly reimagined apartment within the detached garage offers a full kitchen, bedroom, and bath—ingeniously designed so the space can seamlessly convert back to a functioning garage. The charming carriage house, thoughtfully updated, offers yet another private apartment complete with its own kitchen, full bath, and laundry room. Beyond the residences, the property unfolds into a collection of luxury and lifestyle amenities: a sauna, chicken coop, an enclosed and lighted covered garden with Wi-Fi–enabled hydroponics, bee hives, raspberry and rhubarb patch, and a fully outfitted heated wood shop. With almost four acres, the estate offers unmatched acreage and flexibility for homesteading, hobby farming, or expansive outdoor entertaining. Perfect for multigenerational living, a high-income investment portfolio, or even an intimate event or retreat venue, this one-of-a-kind sanctuary, surrounded by trees, brings exceptional privacy, breadth, and possibility—right in the heart of town. This home was totally rebuilt and remodeled in 2022.

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

7/10
6/10
Cloquet Middle SchoolGrades 5-80.4 mi
8/10
Cloquet SeniorGrades 9-120.4 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt Shingle
  • Construction materials: Wood,Frame/Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater-Tankless,Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Dryer Hook-Ups,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bathroom

  • Level: Main
  • Area: 104
  • Dimensions: 8 x 13

Bedroom

  • Level: Basement
  • Area: 312
  • Dimensions: 13 x 24

Bedroom

  • Level: Second
  • Area: 156
  • Dimensions: 12 x 13

Bedroom

  • Level: Second
  • Area: 120
  • Dimensions: 10 x 12

Bedroom

  • Level: Second
  • Area: 100
  • Dimensions: 10 x 10

Bedroom

  • Level: Second
  • Area: 90
  • Dimensions: 9 x 10

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 7
  • Full bathrooms: 1
  • 3/4 bathrooms: 6

Bonus Room

  • Level: Third
  • Area: 325
  • Dimensions: 13 x 25

Bonus Room

  • Level: Main
  • Area: 182
  • Dimensions: 13 x 14

Dining Room

  • Level: Main
  • Area: 216
  • Dimensions: 12 x 18

Features

  • Ceiling Fan(s),Sauna,Walk-In Closet(s)
  • Flooring: Hardwood Floors,Tiled Floors
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Attic: Walk-In
  • Finished area below ground: 1,112
  • Finished area above ground: 5,775

Heating & Cooling

  • Heating features: Fireplace(s),Forced Air,In Floor Heat,Ductless,Natural Gas
  • Cooling features: Central Air,Ductless

Interior Area

  • Total interior livable area: 6,887 sqft

Kitchen

  • Level: Main
  • Area: 182
  • Dimensions: 13 x 14

Living Room

  • Level: Main
  • Area: 224
  • Dimensions: 14 x 16

Property

Details

  • Parcel number: 062500080
  • Foundation area: 832

Features

  • Patio & porch: Porch

Lot

  • Lot size: 3.61 Acres
  • Features: Tree Coverage - Light,Level
  • Lot size dimensions: irregular

Parking

  • Total spaces: 4
  • Parking features: Off Street,RV Parking,Asphalt,Attached,Detached,Apartment,Drains
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Hail
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Carlton County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,579$90,948
Home Insurance *$160$1,920
Property Taxes $1,503$18,036
Electricity $580$6,970
Total$9,822$117,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$336,754/yr
40% on housing$294,660/yr
45% on housing$261,920/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 55720$146
Carlton County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 55720
Carlton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-04Listed for sale$1,499,000
2026-04-17Listing removed$1,499,000
2026-02-14Price change$1,499,000
2026-02-13Listed for sale$1,499,900
2026-02-11Listing removed$1,499,000
2025-11-26Listed for sale$1,499,000
2022-08-18Sold$759,000
2022-06-29Pending sale$759,000
2022-06-29Contingent$759,000
2022-05-16Price change$759,000
2022-04-26Price change$799,900
2022-03-07Price change$869,000
2022-01-21Price change$895,000
2021-12-03Listed for sale$979,900
2017-12-17Listing removed$279,000
2017-10-11Price change$279,000
2017-07-18Price change$289,000
2017-06-16Listed for sale$325,000

For Sale by Agent

AgentJanice Johnson
BrokerageLakes Sotheby's International Realty

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