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29 North Ridge Rd, Esko, MN, 55733

4beds
3baths
2,450sqft
$549,900
$224price/sqft
$3,683/moest. monthly cost
$147,320/yrincome needed

About This Home

Freshly polished and ready for its next chapter! Set on 1.25 acres in the Esko School District, this spacious 4-bedroom, 3-bath home offers room to spread out, abundant storage, and a location that blends a quiet neighborhood setting with everyday convenience. Enjoy a walk or bike ride through the low-traffic neighborhood, with a nearby park, the Esko football and soccer fields just a half mile away, and Esko schools only a 4-minute drive from home. Inside, you’ll find all four bedrooms on the upper level, main-floor laundry, a mudroom, updated living spaces, stainless steel appliances, and newer Andersen windows. The walkout lower level adds even more flexibility with a family room, bonus storage room with future possibilities, and a standout sauna retreat featuring an oversized shower and sitting area. Outside, a large deck overlooks the backyard, gardens, apple trees, fire pit area, garden shed, and additional storage shed with lean-to. The insulated detached 2-car garage is ready for heat, while the separate shop provides even more workspace and storage, including a garage/storage area below. Additional features include city sewer, a private well, natural gas forced-air heat, tankless on-demand water heater, and welcoming exterior lighting around the walkout patio. With 1.25 acres, multiple outbuildings, flexible spaces, and so much storage, this is a property with room to live, work, gather, and grow, all in the wonderful Esko community.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

9/10
10/10
Lincoln SecondaryGrades 7-120.5 mi

Construction

Condition

  • Property condition: Previously Owned
  • Year built: 1965

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt Shingle
  • Construction materials: Wood,Engineered Wood,Frame/Wood,Poured Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Walkout,Bath,Family/Rec Room,Fireplace,Utility Room

Bedroom

  • Level: Upper
  • Area: 143
  • Dimensions: 11 x 13

Bedroom

  • Level: Upper
  • Area: 176
  • Dimensions: 11 x 16

Bedroom

  • Level: Upper
  • Area: 187
  • Dimensions: 17 x 11

Bedroom

  • Level: Upper
  • Area: 88
  • Dimensions: 11 x 8

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Family Room

  • Level: Lower
  • Area: 224
  • Dimensions: 14 x 16

Features

  • Window features: Vinyl Windows
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Basement
  • Fireplace: Yes
  • Finished area below ground: 622
  • Finished area above ground: 1,828

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total interior livable area: 2,450 sqft

Kitchen

  • Level: Main
  • Area: 112
  • Dimensions: 14 x 8

Laundry

  • Level: Main
  • Area: 80
  • Dimensions: 10 x 8

Living Room

  • Level: Main
  • Area: 104
  • Dimensions: 13 x 8

Sauna

  • Level: Lower
  • Area: 80
  • Dimensions: 8 x 10

Property

Details

  • Parcel number: 783100300
  • Foundation area: 864

Features

  • Levels: Multi-Level

Lot

  • Lot size: 1.25 Acres
  • Lot size dimensions: 162.15 x 168.19 x 210 x 186

Parking

  • Total spaces: 2
  • Parking features: Detached,Multiple,Insulation
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Hail
Heat Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters in Carlton County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$179$2,148
Property Taxes $518$6,216
Electricity $206$2,479
Total$3,683$44,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,274/yr
40% on housing$110,490/yr
45% on housing$98,213/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 55733$218
Carlton County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 55733
Carlton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$519,900
2026-08-05Price change$529,900
2026-07-18Price change$549,900
2026-07-10Listed for sale$569,900
2026-06-09Listing removed$594,000
2026-04-01Price change$594,000
2025-12-11Price change$599,999
2025-10-15Price change$625,000
2025-08-05Listed for sale$639,000
2018-02-16Sold$217,500
2018-01-15Pending sale$220,000
2017-12-01Listed for sale$220,000
2017-11-17Pending sale$220,000
2017-11-13Listed for sale$220,000
2017-11-09Pending sale$220,000
2017-11-01Price change$220,000
2017-10-12Price change$235,000
2017-08-28Price change$244,900
2017-08-07Price change$259,900
2017-07-08Price change$279,900
2017-06-26Listed for sale$289,900

For Sale by Agent

AgentJeremiah Snesrud
BrokerageRed Fox Real Estate

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