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19 Mikaela Ln, Esko, MN, 55733

4beds
3baths
3,139sqft
$750,000
$239price/sqft
$4,948/moest. monthly cost
$197,920/yrincome needed

About This Home

Location is key! Just one mile off the freeway and 20 minutes from Duluth hospitals/10 minutes to Cloquet for all your shopping conveniences, this thoughtfully designed one-level slab home with a loft is ideal for easy living and effortless entertaining. Fresh updates—including a new roof, flooring, paint, appliances, driveway, and landscaping—give the home a bright, modern feel. An abundance of natural light enhances the open layout, creating a welcoming atmosphere throughout. The primary suite is a true sanctuary, featuring: Dual walk-in closets, double sinks, tiled walk-in shower, a separate, private toilet area. Perfect for hosting, the home flows seamlessly to a spacious patio just off the sliding doors, overlooking the private backyard—an ideal spot for grilling, gatherings, or quiet evenings outdoors. Car enthusiasts, hobbyists, or anyone needing extra space will appreciate the exceptional garage setup: in-floor heated & insulated 2-car attached garage with drain plus an additional 3-car (24x32) garage with attic storage and its own separate driveway. This is a rare opportunity to enjoy space, privacy, and modern comfort in a sought-after location near the end of the culdesac and tucked back from the hussle—homes like this don’t come around every day. Fully furnished option for purchase.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

9/10
10/10
Lincoln SecondaryGrades 7-121.7 mi

Construction

Condition

  • Property condition: Previously Owned
  • Year built: 2005

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Steel Siding,Stucco,Frame/Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: Main
  • Area: 123.42
  • Dimensions: 10.2 x 12.1

Bedroom

  • Level: Main
  • Area: 142.38
  • Dimensions: 12.6 x 11.3

Bedroom

  • Level: Main
  • Area: 143.42
  • Dimensions: 14.2 x 10.1

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 138.06
  • Dimensions: 11.7 x 11.8

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,139

Heating & Cooling

  • Heating features: Boiler,Dual Fuel/Off Peak,Fireplace(s),Heat Pump,In Floor Heat,Propane,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,139 sqft

Kitchen

  • Level: Main
  • Area: 162.26
  • Dimensions: 13.3 x 12.2

Laundry

  • Level: Main
  • Area: 83.16
  • Dimensions: 6.6 x 12.6

Living Room

  • Level: Main
  • Area: 222.6
  • Dimensions: 15.9 x 14

Loft

  • Level: Upper
  • Area: 478.08
  • Dimensions: 28.8 x 16.6

Master Bedroom

  • Level: Main
  • Area: 274.72
  • Dimensions: 13.6 x 20.2

Other

  • Level: Main
  • Area: 406.08
  • Dimensions: 21.6 x 18.8

Property

Accessibility

  • Accessibility features: Partially Wheelchair,No Stairs External,No Stairs Internal

Details

  • Parcel number: 783200080
  • Foundation area: 1122

Lot

  • Lot size: 1.23 Acres
  • Lot size dimensions: 175 x 307

Parking

  • Total spaces: 5
  • Parking features: Attached,Detached,Attic,Drains,Electrical Service,Heat,Insulation,Slab,Utility Room
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Hail
Heat Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters in Carlton County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$179$2,148
Property Taxes $713$8,556
Electricity $264$3,176
Total$4,948$59,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$169,645/yr
40% on housing$148,440/yr
45% on housing$131,946/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$239This listing

vs Other Active Listings

Avg $/sqft

ZIP 55733$217
Carlton County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 55733
Carlton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Price change$750,000
2026-04-16Price change$759,900
2026-04-08Listed for sale$775,000
2020-11-09Sold$437,000
2020-09-19Pending sale$459,900
2020-08-11Price change$459,900
2020-06-07Listed for sale$469,900
2010-10-29Sold$337,000

For Sale by Agent

AgentCorrine Hobbs
BrokerageEdina Realty, Inc. - Duluth

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