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2021 Bellefontaine St, Indianapolis, IN, 46202

5beds
1baths
2,101sqft
$234,000
$111price/sqft
$1,547/moest. monthly cost
$61,880/yrincome needed

About This Home

Rare opportunity on one of the most desirable blocks on Bellefontaine Street in the beautiful Kennedy King / Near Northside neighborhood! This large single-family home is a true blank canvas ready for your vision. Property is being sold strictly AS-IS, perfect for experienced investors, rehabbers, or builders looking to create something special in a premium location with strong neighborhood momentum. Key Highlights include; large 5,009 sq ft lot, located on an excellent street with newer construction and renovated homes making for a perfect investment opportunity, walkable to the Monon Trail, close to downtown, and in a rapidly appreciating pocket of Indy. This is a full gut-to-studs project. Bring your contractor and create your ultimate dream home or cash in on a high-return investment project!

Getting Around

57
WalkingSomewhat Walkable
42
TransitSome Transit
75
BikeVery Bikeable

Schools

4/10
1/10

Construction

Condition

  • Property condition: Fixer
  • Year built: 1890

Materials

  • Foundation: Brick/Mortar,Crawl Space
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: None

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom2

  • Level: Upper
  • Dimensions: unknown

Bedroom3

  • Level: Main
  • Dimensions: unknown

Bedroom4

  • Level: Main
  • Dimensions: unknown

Bedroom5

  • Level: Main
  • Dimensions: unknown

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Built-in Features,High Ceilings,Entrance Foyer,Hardwood Floors
  • Flooring: Hardwood
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,101
  • Total interior livable area: 2,101 sqft

Kitchen

  • Features: Tile-Ceramic
  • Level: Main
  • Dimensions: unknown

Living Room

  • Level: Main
  • Dimensions: unknown

Master Bedroom

  • Level: Upper
  • Dimensions: unknown

Property

Details

  • Parcel number: 490636164032000101
  • Special condition: As Is,Fixer Upper,Needs Updating
  • Horse amenities: None

Features

  • Levels: Three Or More

Lot

  • Lot size: 5,227 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Heat Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,183$14,196
Home Insurance *$110$1,320
Property Taxes $62$744
Electricity $192$2,311
Total$1,547$18,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,040/yr
40% on housing$46,410/yr
45% on housing$41,253/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$111This listing

vs Other Active Listings

Avg $/sqft

ZIP 46202$169
Marion County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 46202$182
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Price change$234,000
2026-07-14Price change$254,000
2026-07-03Listed for sale$259,000

For Sale by Agent

AgentKristin Lott
BrokerageKey Exchange Real Estate

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