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3246 Basin Refuge Rd, Lucedale, MS, 39452

4beds
3baths
2,476sqft
$449,000
$181price/sqft
$3,224/moest. monthly cost
$128,960/yrincome needed

About This Home

Beautiful two story brick home on approximately 4.2 acres, surrounded by gorgeous oaks, located just off Hwy 63 South. Great location with easy access to the Gulf Coast and Mobile. Home has 4 bedrooms with walk in closets and 2 1/2 baths. Open kitchen concept for all your family gatherings. Enjoy the sunroom as you sit and drink your coffee in the mornings or watch the sunset over the pond in the evening. Walk out of the sunroom onto to the 12x24 deck that leads to the 20x40 salt swimming pool. Never get wet going to your vehicle in the 2 car garage. Garage also has a storage room. Drive all your equipment or ATV on to a slab in the spacious 30x40 barn. Brand new 4” submersible well and community water.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Central Elementary SchoolGrades PK-65.0 mi
6/10
8/10
George County High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Slab
  • Roof: Shake / Shingle

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Range / Oven,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Carpet,Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Other,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,476 sqft

Property

Details

  • Parcel number: 090932000801

Features

  • Exterior features: Brick
  • Has view: Yes
  • View description: Territorial

Lot

  • Lot size: 5.60 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Drought
Heat Wave
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in George County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$526$6,312
Property Taxes $198$2,376
Electricity $230$2,762
Total$3,224$38,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,537/yr
40% on housing$96,720/yr
45% on housing$85,973/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -6.7%
-6.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 39452$117
George County$116

vs Homes Sold Last Month

Median $/sqft

ZIP 39452
George County$141

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-09Listed for sale$449,000

For Sale by Owner

AgentProperty Owner

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