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4345 Lake City Rd, Yazoo City, MS, 39194

4beds
4baths
2,222sqft
$288,000
$130price/sqft
$2,335/moest. monthly cost
$93,400/yrincome needed

About This Home

Welcome to your dream lakefront retreat! Located on the shores of Wolf Lake! Nestled on a 2.53+/- acre lot in Humphreys County, MS, this stunning 4-bedroom, 3 ½ bathroom home offers the perfect blend of comfort, and style. This Property is a total of 2,176 square foot sitting on 2.53 acres. Located on the high side of the lake, even in the 2011 flood water did not reach the inside of this resident. Whether you're looking for a year-round residence or a seasonal getaway. This property would be perfect for spending the summer on the lake with friends and family or using this property as a hunting camp. Located just 23 miles from Panther Swamp Refuge, known for its spectacular deer and duck hunting. Don't miss out on this awesome opportunity.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
O M Mc Nair Middle SchoolGrades 5-818.4 mi
6/10

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 1999

Materials

  • Foundation: Raised
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Gas Cooktop,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Laundry Room

Bathroom

  • Level: Main

Bathroom

  • Level: Main

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Den

  • Level: Main

Features

  • Built-in Features,Ceiling Fan(s),High Speed Internet,Kitchen Island
  • Window features: Blinds
  • Flooring: Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: Central,Floor Furnace
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,222
  • Total interior livable area: 2,222 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: H140034009.01

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Rear Porch
  • Exterior features: None
  • Fencing: None
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Lake

Lot

  • Lot size: 2.53 Acres
  • Features: Front Yard,Landscaped,Views

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hail
Lightning
Strong Wind
Tornado
Hurricane
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters in Humphreys County and Mississippi

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,456$17,472
Home Insurance *$496$5,952
Property Taxes $177$2,124
Electricity $206$2,479
Total$2,335$28,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,057/yr
40% on housing$70,050/yr
45% on housing$62,266/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -14.8%
-14.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 39194$75
Humphreys County$71

vs Homes Sold Last Month

Median $/sqft

ZIP 39194$78
Humphreys County$14

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Price change$315,000
2026-02-13Price change$324,200
2025-09-15Price change$330,000
2025-08-20Listed for sale$349,900

For Sale by Agent

AgentWilliam L Fouche
BrokerageSmallTown Hunting Properties & Real Estate

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