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524 State Ave, Philadelphia, MS, 39350

3beds
3baths
1,670sqft
$169,000
$101price/sqft
$1,159/moest. monthly cost
$46,360/yrincome needed

About This Home

Great starter home. In town, close to school, and shopping

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

5/10
5/10
Philadelphia High SchoolGrades 7-120.5 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 1923

Materials

  • Foundation: Raised
  • Roof: Asphalt,Metal
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Microwave
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Family Room

  • Level: Main

Features

  • Breakfast Bar
  • Door features: Metal Insulated
  • Window features: Aluminum Frames
  • Flooring: Laminate
  • Fireplace features: Den
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,670
  • Total interior livable area: 1,670 sqft

Property

Details

  • Parcel number: 06331b00a016.000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch
  • Exterior features: Private Yard
  • Fencing: Wood
  • Waterfront features: None

Lot

  • Lot size: 7,840 sqft
  • Features: Corner Lot

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Lightning
Strong Wind
Earthquake
Hurricane
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters in Neshoba County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $854$10,248
Home Insurance *$39$468
Property Taxes $74$888
Electricity $192$2,304
Total$1,159$13,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,737/yr
40% on housing$34,770/yr
45% on housing$30,906/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$101This listing

vs Other Active Listings

Avg $/sqft

ZIP 39350$117
Neshoba County$106

vs Homes Sold Last Month

Median $/sqft

ZIP 39350
Neshoba County$202

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-02Listed for sale$169,000
2021-03-24Listing removed--
2012-06-24Listing removed$695
2012-04-25Listed for rent$695

For Sale by Agent

AgentMike Goodin
BrokerageGoodin Realty, LLC

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