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522 E Canal St, Picayune, MS, 39466

2beds
2baths
1,889sqft
$189,900
$101price/sqft
$1,444/moest. monthly cost
$57,760/yrincome needed

About This Home

Step into a true piece of Picayune history filled with timeless Southern charm and character. This beautifully preserved 117-year-old home offers the rare flexibility to serve as either a private residence or a commercial business, all within the City of Picayune and the convenient Downtown Golf Cart District. You're welcomed by a stunning foyer featuring soaring 12-foot ceilings and heart pine walls that immediately showcase the home's historic craftsmanship. Inside, you'll find two bedrooms and two full bathrooms, a spacious living room, formal dining room, kitchen with pantry, and a large utility room stretching across the back of the home. Thoughtful details include cedar closets, hardwood floors, classic French doors, double-pane windows, and spray-foam insulation beneath the home for added efficiency. The oversized covered back porch provides abundant space for entertaining and relaxing, with a storage shed conveniently located just off the porch. A paved driveway and generous parking area sit on a deep corner lot, all just minutes from everything you need. And of course, the inviting front porch is the perfect finishing touch—because homes like this truly don't come along every day.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

4/10
6/10

Construction

Condition

  • Property condition: Move In Ready

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Built-in Features,Cedar Closet(s),Ceiling Fan(s),Entrance Foyer,Granite Counters,High Ceilings,High Speed Internet,Natural Woodwork,Pantry,Storage,Walk-In Closet(s),Kitchen Island
  • Door features: French Doors,Storm Door(s)
  • Window features: Blinds,Double Pane Windows,Stained Glass
  • Flooring: Tile,Wood

Heating & Cooling

  • Heating features: Ceiling,Electric,Forced Air
  • Cooling features: Ceiling Fan(s),Multi Units,Wall Unit(s)

Interior Area

  • Total structure area: 1,889
  • Total interior livable area: 1,889 sqft

Property

Details

  • Parcel number: 6176140030200100

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch
  • Exterior features: Lighting
  • Fencing: None

Lot

  • Lot size: 7,405 sqft
  • Features: City Lot,Corner Lot,Few Trees,Rectangular Lot

Parking

  • Total spaces: 4
  • Parking features: Carport,Driveway
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Pearl River County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$201$2,412
Property Taxes $91$1,092
Electricity $192$2,304
Total$1,444$17,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,508/yr
40% on housing$43,320/yr
45% on housing$38,506/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$101This listing

vs Other Active Listings

Avg $/sqft

ZIP 39466$134
Pearl River County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 39466$136
Pearl River County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$189,900
2026-05-01Listing removed$199,990
2026-04-14Price change$199,990
2026-03-03Listed for sale$209,900
2026-02-03Pending sale$209,900
2025-12-12Price change$209,900
2025-11-19Listed for sale$220,000
2019-10-11Sold--
2019-06-10Pending sale$86,000
2019-03-28Listed for sale$86,000

For Sale by Agent

AgentMichelle M Leleux
BrokerageRE/MAX Premier Group

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