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1034 Serenity Ln, New Albany, MS, 38652

5beds
4baths
3,040sqft
$425,000
$140price/sqft
$2,894/moest. monthly cost
$115,760/yrincome needed

About This Home

Welcome home to this spacious 5-bedroom, 3 full bath traditional-style home located just outside of town in the quiet and charming Kingston Ridge subdivision. Offering over 3,000 square feet of living space, this home provides the perfect blend of comfort, functionality, and convenience. Inside, you'll find generous living areas, well-appointed bedrooms, and a floor plan designed for both everyday living and entertaining. The traditional design creates a warm and inviting atmosphere throughout the home. Step outside to enjoy the large deck, perfect for relaxing, hosting gatherings, or taking in the peaceful surroundings. Nestled in a serene neighborhood while remaining just minutes from town amenities, this property offers the best of both worlds--privacy and accessibility. If you're looking for space, character, and a desirable location, this Kingston Ridge home is one you won't want to miss.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

6/10

Construction

Condition

  • Year built: 1986

Materials

  • Foundation: Convt
  • Roof: Architectural
  • Construction materials: Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Granite Counters
  • Flooring: Ceramic Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: 2
  • Fireplace: Yes

Heating

  • Heating features: Central Gas

Interior Area

  • Total structure area: 3,040
  • Total interior livable area: 3,040 sqft

Property

Details

  • Parcel number: 001k2201902

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.91 Acres
  • Lot size dimensions: 205 x 200 x 245 x 175

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Heat Wave
Tornado
Drought
Earthquake
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters in Union County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$315$3,780
Property Taxes $148$1,776
Electricity $282$3,392
Total$2,894$34,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,222/yr
40% on housing$86,820/yr
45% on housing$77,173/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 38652$173
Union County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 38652
Union County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-02Listed for sale$425,000
2025-03-01Listing removed$393,000
2024-11-22Listed for sale$393,000
2024-10-17Listing removed$393,000
2024-10-07Listed for sale$393,000
2024-04-02Listing removed--
2024-04-01Listed for sale$425,000
2023-01-30Listing removed--
2022-11-15Price change$399,900
2022-08-12Listed for sale$410,000
2022-07-29Listing removed--
2022-07-25Price change$419,900
2022-07-19Price change$434,900
2022-07-16Listed for sale$444,900
2021-03-09Listing removed--
2021-02-17Price change$415,000
2021-02-03Listed for sale$399,999
2020-01-15Sold--
2019-10-01Price change$167,650
2019-08-20Price change$186,300
2019-07-10Price change$207,000
2019-05-20Price change$230,000
2019-02-25Price change--
2019-02-11Price change$183,422
2019-01-30Listed for sale--
2015-11-30Sold--

For Sale by Agent

AgentFrankie McMillin
BrokeragePalmer-Brown Real Estate Group, LLC

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