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294 Saint Peter St, Stateline, MS, 39362

3beds
2baths
2,026sqft
$175,000
$86price/sqft
$1,512/moest. monthly cost
$60,480/yrincome needed

About This Home

Well-maintained 3-bedroom, 2-bath home in State Line, ready for your personal touch. Situated on 1.62 +/- peaceful acres, this property offers a quiet setting with plenty of shade trees and space for a garden or outdoor enjoyment. Enjoy both a covered front porch and covered back patio--perfect for relaxing or spending time with family and friends. A storage shed provides convenient space for tools and equipment. A great opportunity to make this property your own with room to grow!

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

1/10
6/10
Wayne County High SchoolGrades 9-1219.9 mi

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Raised
  • Roof: Architectural Shingles
  • Construction materials: Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total structure area: 2,026
  • Total interior livable area: 2,026 sqft

Property

Details

  • Parcel number: 040d3400003200

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch
  • Exterior features: Other

Lot

  • Lot size: 1.62 Acres

Parking

  • Total spaces: 2
  • Parking features: Carport,Driveway
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Tornado
Drought
Hail
Heat Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters in Wayne County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$132$1,584
Property Taxes $304$3,648
Electricity $192$2,304
Total$1,512$18,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,840/yr
40% on housing$45,360/yr
45% on housing$40,320/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -18.3%
-18.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$86This listing

vs Other Active Listings

Avg $/sqft

ZIP 39362$64
Wayne County$84

vs Homes Sold Last Month

Median $/sqft

ZIP 39362
Wayne County$134

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Price change$185,000
2026-04-14Listed for sale$195,000

For Sale by Agent

AgentMorgan Johnson
BrokerageReal Broker, LLC.

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