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1028 Wayne St, Waynesboro, MS, 39367

5beds
2baths
1,925sqft
$44,000
$23price/sqft
$464/moest. monthly cost
$18,560/yrincome needed

About This Home

This historic property has a huge porch over the full front and is close to downtown. This house would be ideal for holiday entertaining with family and/or friends. The house has a lot of potentials, so use your HGTV abilities to make it something to be proud of. There are three bedrooms above and two bedrooms downstairs. This property is being sold as-is, where-is.

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

2/10
6/10
Wayne County High SchoolGrades 9-120.9 mi
3/10
Waynesboro Middle SchoolGrades K-81.6 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1900

Materials

  • Foundation: Conventional
  • Roof: Asphalt
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Oven

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Fireplace features: Other
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 1,925
  • Total interior livable area: 1,925 sqft

Property

Details

  • Parcel number: 063b0700500700

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Other

Lot

  • Lot size: 0.39 Acres

Parking

  • Total spaces: 1
  • Parking features: Detached Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hurricane
Inland Flooding
Lightning
Strong Wind
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters in Wayne County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $222$2,664
Home Insurance *$33$396
Property Taxes $17$204
Electricity $192$2,304
Total$464$5,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$15,908/yr
40% on housing$13,920/yr
45% on housing$12,373/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -18.3%
-18.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$23This listing

vs Other Active Listings

Avg $/sqft

ZIP 39367$86
Wayne County$86

vs Homes Sold Last Month

Median $/sqft

ZIP 39367
Wayne County$134

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-27Price change$44,000
2025-11-25Price change$54,000
2025-09-12Price change$64,900
2024-12-30Price change$74,900
2024-07-26Price change$84,900
2022-11-18Price change$99,000
2022-11-10Listed for sale$127,900
2022-06-15Listing removed--
2021-10-22Price change$127,900
2021-08-18Listed for sale$137,900

For Sale by Agent

AgentJasmine Stephenson
BrokerageEkey Realty, LLC

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