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1209 Bethesda Church Road, Ruffin, NC, 27326

4beds
3baths
3,026sqft
$329,900
$109price/sqft
$2,213/moest. monthly cost
$88,520/yrincome needed

About This Home

Seller will offer a home warranty with acceptable offer. For those seeking quiet country living, this home in Caswell County is waiting for your family. Boasting over 3000 SQFT, this 2-story home has 4 bedrooms & 3 full baths. The primary bedroom is on the main floor & features an en suite with soaking tub. The 2nd level has a spacious game room, 2 bedrooms & another room ideal for a home office. The kitchen features custom wood cabinets, butcher block island, farm sink & wall oven. Beautiful hardwood floors, heavy moldings & a wood-burning fireplace add charm & warmth. Outside, enjoy your own fiberglass inground pool, oversized concrete patio % fire pit seating area. Situated on almost an acre, the backyard has space for a garden & chicken coop. Move-in ready with recent updates including a 2-year-old roof, updated electrical panel, new water heater & new carpet in downstairs bedrooms. Convenient to Hyco Lake, Burlington, Greensboro & the new casino in Danville.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

4/10
North Elementary SchoolGrades PK-512.1 mi
2/10
3/10

Construction

Condition

  • Year built: 1979

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 3,026

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Multi Units

Interior Area

  • Total structure area: 3,026
  • Total interior livable area: 3,026 sqft

Property

Details

  • Parcel number: 0025000000110000
  • Zoning: RESIDENTIAL

Features

  • Levels: Two
  • Private pool: Yes
  • Pool features: In Ground

Lot

  • Lot size: 0.95 Acres

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Caswell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$154$1,848
Property Taxes $110$1,320
Electricity $281$3,382
Total$2,213$26,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,874/yr
40% on housing$66,390/yr
45% on housing$59,013/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.1%
8.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$109This listing

vs Other Active Listings

Avg $/sqft

ZIP 27326$108
Caswell County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 27326$178
Caswell County$114

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Price change$329,900
2026-05-29Listed for sale$339,900
2008-06-20Sold$75,000
2007-06-21Sold$82,000
2006-01-10Sold$90,000

For Sale by Agent

AgentMatthew Millaway
BrokerageeXp Realty

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