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1746 Thaddeus St, Indianapolis, IN, 46203

2beds
1baths
1,360sqft
$169,900
$125price/sqft
$1,257/moest. monthly cost
$50,280/yrincome needed

About This Home

Prime Opportunity: Spacious Home in a High-Growth Neighborhood. Location is everything, and this home puts you right in the heart of a vibrant, up-and-coming community. Situated on a premier street surrounded by tons of new home construction and recent revitalization, this property offers an exceptional blend of immediate value and long-term potential. The roof and vinyl windows are less than four years old. Have peace of mind with these newer mechanical systems; the furnace, water heater, and air conditioning unit are all less than five years old. Brand new refrigerator and stove included!### Key Features * **Spacious Layout & Potential:** Enjoy generous living areas that provide a blank canvas for your personal style. Whether you are looking to customize finishes or explore expansion possibilities, the sky is the limit for building equity here. This home features an expansive basement designed for utility, complete with a dedicated storage room, and a workshop. * **Versatile Living:** Beyond the primary living spaces, the home includes a flexible third room-perfect for use as a bedroom or home office. * **Outdoor Living & Parking: Benefit from a large, fully fenced-in backyard that offers privacy and room for recreation. Rare for the area, this property includes a spacious two-car detached garage, providing ample space for vehicles and extra storage. Neighborhood Enhancements: The city's ongoing investment in the area is evident, newly streets, improved alleyways, and concrete retaining walls surrounding this property. The Investment Priced to reflect the opportunity for further customization, this home is the perfect choice for buyers looking to secure a foothold in a rapidly appreciating neighborhood. With its solid bones, upgraded mechanicals, and superior lot features, this is a smart investment that promises significant returns as you add your personal touch. Don't miss the chance to own a home where you can build your future- Schedule your showing today!

Getting Around

61
WalkingSomewhat Walkable
37
TransitSome Transit
81
BikeVery Bikeable

Schools

2/10
4/10
1/10

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Block
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Gas Water Heater,Range Hood

Basement

  • Has basement: Yes
  • Basement: Cellar,Daylight,Interior Entry,Storage Space

Bedroom2

  • Level: Main
  • Area: 104.5
  • Dimensions: 11x9.5

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 154
  • Dimensions: 14x11

Features

  • Entrance Foyer,Supplemental Storage
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,360
  • Total interior livable area: 1,360 sqft

Kitchen

  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Living Room

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Master Bedroom

  • Level: Main
  • Area: 115.5
  • Dimensions: 11x10.5

Workshop

  • Features: Other
  • Level: Basement
  • Area: 99
  • Dimensions: 11x9

Property

Details

  • Parcel number: 491018119001000101
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Fencing: Fenced,Chain Link,Full,Front Yard,Gate

Lot

  • Lot size: 6,098 sqft

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Heat Wave

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$125$1,500
Property Taxes $89$1,068
Electricity $184$2,212
Total$1,257$15,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,097/yr
40% on housing$37,710/yr
45% on housing$33,520/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 46203$117
Marion County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 46203$129
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Price change$169,900
2026-06-10Listed for sale$175,000

For Sale by Agent

AgentDamon Collins
BrokerageSnyder Strategy Realty, Inc

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