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1823 Union St, Indianapolis, IN, 46225

4beds
2baths
2,895sqft
$119,000
$41price/sqft
$1,163/moest. monthly cost
$46,520/yrincome needed

About This Home

Property is ready for the right buyer to unlock its true potential. This home offers a blank canvas for renovation. Full rehab opportunity is ideal for investors looking to bring new life to a property with character and great potential. Home is down to the studs and new roof 2025. Bring your contractor and your creative opportunitys like this don't last long!

Getting Around

44
WalkingCar-Dependent
31
TransitSome Transit
47
BikeSomewhat Bikeable

Schools

3/10
1/10
6/10

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Block
  • Construction materials: Vinyl With Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: None

Basement

  • Has basement: Yes

Bedroom2

  • Features: Other
  • Level: Upper
  • Area: 144
  • Dimensions: 12x12

Bedroom3

  • Features: Other
  • Level: Upper
  • Area: 144
  • Dimensions: 12x12

Bedroom4

  • Features: Other
  • Level: Upper
  • Area: 196
  • Dimensions: 14x14

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Other
  • Level: Main
  • Area: 120
  • Dimensions: 10x12

Features

  • Finished area below ground: 0

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 2,895
  • Total interior livable area: 2,895 sqft

Kitchen

  • Features: Other
  • Level: Main
  • Area: 180
  • Dimensions: 15x12

Laundry

  • Features: Other
  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Living Room

  • Features: Other
  • Level: Main
  • Area: 225
  • Dimensions: 15x15

Master Bedroom

  • Features: Other
  • Level: Main
  • Area: 225
  • Dimensions: 15x15

Property

Details

  • Parcel number: 491113112042000101
  • Special condition: As Is,Corporate Owned,Fixer Upper,Needs Updating
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 3,484 sqft

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $601$7,212
Home Insurance *$83$996
Property Taxes $214$2,568
Electricity $265$3,184
Total$1,163$13,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,874/yr
40% on housing$34,890/yr
45% on housing$31,013/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$41This listing

vs Other Active Listings

Avg $/sqft

ZIP 46225$111
Marion County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 46225$126
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-20Price change$139,000
2026-04-10Listed for sale$146,000
2008-05-20Sold$11,000
2008-04-21Price change$17,900
2008-01-26Price change$19,900
2007-12-01Listed for sale$29,900
2007-08-22Sold$40,500
2001-11-05Sold$0

For Sale by Agent

AgentTatyana Nelson
BrokerageIndiana Homestore, LLC

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