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790 Monte Oro Ct, Manteca, CA, 95337

4beds
4baths
2,902sqft
$848,999
$293price/sqft
$6,044/moest. monthly cost
$241,760/yrincome needed

About This Home

****PRICE DROP/MOTIVATED SELLER**** Tucked away at the end of a peaceful cul-de-sac, this stunning home sits on an oversized lot offering the perfect blend of privacy, comfort, and elegance. Open-concept floor plan filled with natural light and spacious living areas designed for both relaxation and entertaining. 4 bedrooms and 4 Full Baths, including two master suites (one upstairs and one downstairs), making it ideal for multigenerational living or private guest accommodations. The home features a spacious upstairs loft that can easily be converted into a fifth bedroom or enjoyed as a study, game room, or family lounge. Gourmet Kitchen featuring quartz countertops, a breakfast bar island, stainless steel appliances, and a gas range. Multi-zone climate control for added comfort. Elegant finishes throughout, including wood laminate flooring, custom light fixtures, and granite accents. NEW EXTERIOR PAINT, Resort-style backyard complete with a custom-built pool, relaxing Jacuzzi, Waterfalls, a large covered patio area with custom electrical, a storage shed, and a Massive RV AREA and driveway, plenty of room for all your toys and guests with a gate - your private outdoor oasis! Paid-off solar panels and a custom-finished garage ensure year-round comfort and energy efficiency.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

6/10
6/10
Sierra High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 2015

Materials

  • Foundation: Slab
  • Roof: Tile

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Trash Compactor
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Features: FormalDiningRoom

Family Room

  • Features: SeparateFamilyRoom

Features

  • High Ceilings,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Tile
  • Fireplace features: Living Room

Heating & Cooling

  • Heating features: Solar
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,902
  • Total interior livable area: 2,902 sqft

Kitchen

  • Features: IslandwithSink, Pantry

Property

Details

  • Parcel number: 22441035
  • Zoning: AU-20
  • Special condition: Standard

Features

  • Stories: 2
  • Pool features: Solar Heat,In Ground,Pool/Spa Combo
  • Spa features: Pool/SpaCombo

Lot

  • Lot size: 9,177 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Drought
Earthquake
Heat Wave

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,292$51,504
Home Insurance *$169$2,028
Property Taxes $961$11,532
Electricity $622$7,467
Total$6,044$72,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$207,222/yr
40% on housing$181,320/yr
45% on housing$161,173/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$293This listing

vs Other Active Listings

Avg $/sqft

ZIP 95337$305
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95337$279
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-26Price change$859,999
2026-04-01Listed for sale$869,999
2016-07-15Sold$519,000
2015-08-07Sold$458,000

For Sale by Agent

AgentMaribel Moreno
BrokerageKasa Moreno Realty

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