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146 W 4th Street, Leadville, CO, 80461

1beds
2baths
824.8sqft
$493,000
$598price/sqft
$3,189/moest. monthly cost
$127,560/yrincome needed

About This Home

Prepare to be pleasantly surprised by this charming 1-bedroom, 2-bathroom gem in Leadville’s Historic District! Stepping inside, you're greeted by a bright, warm, and cozy atmosphere featuring a functional open layout, vaulted ceilings, rustic exposed beams in the bedroom, and built-in shelving for clever storage. Enjoy sunshine year-round thanks to its prime south-facing orientation, and relax on the peaceful covered patio. Zoned Transitional Commercial, this versatile property offers incredible flexibility—perfect for a mountain retreat, live/work setup, or commercial use. Featuring a brand-new metal roof (2025) and an installed radon mitigation system (2023). Steps from downtown dining, shopping, and year-round outdoor recreation, this versatile Leadville gem is a must-see!

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
57
BikeBikeable

Schools

--
3/10
Lake County High SchoolGrades 7-120.6 mi
3/10

Construction

Condition

  • Year built: 2015

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer

Bathroom

  • Level: Main

Bathroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • 3/4 bathrooms: 2
  • Main level bathrooms: 1

Features

  • Ceiling Fan(s),Granite Counters,Radon Mitigation System,Smart Thermostat
  • Flooring: Laminate
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area above ground: 213

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 824
  • Total interior livable area: 824.80 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 263323434007
  • Zoning: Transitional Commercial
  • Special condition: Standard
  • Exclusions: Seller's Personal Property

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch
  • Exterior features: Private Yard
  • Fencing: Partial

Lot

  • Lot size: 3,049 sqft
  • Features: Corner Lot,Historical District,Level,Near Ski Area

Parking

  • Total spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Hail

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,492$29,904
Home Insurance *$249$2,988
Property Taxes $262$3,144
Electricity $186$2,232
Total$3,189$38,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,337/yr
40% on housing$95,670/yr
45% on housing$85,040/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 19.8%
19.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 23.1%
23.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$598This listing

vs Other Active Listings

Avg $/sqft

ZIP 80461$243
Lake County$271

vs Homes Sold Last Month

Median $/sqft

ZIP 80461—
Lake County$335

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$493,000
2023-11-20Sold$485,000
2023-10-01Pending sale$549,000
2023-09-21Price change$549,000
2023-09-08Price change$559,000
2023-09-01Listed for sale$564,000
2022-01-13Sold$433,000
2021-10-09Price change$465,000
2021-08-29Pending sale$449,000
2021-08-06Price change$449,000
2021-07-08Listed for sale$479,000
2013-03-22Sold$14,900

For Sale by Agent

AgentCandace Alonzo-Ochoa
BrokerageAspen Leaf Realty

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