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10739 Tovanella Way, Stockton, CA, 95209

3beds
3baths
1,790sqft
$500,000
$279price/sqft
$3,556/moest. monthly cost
$142,240/yrincome needed

About This Home

Welcome to the enchanting gated community of Belluno, perfectly situated just off Eight Mile Road, offering seamless access to Highway 99 and Highway 5. This charming residence features 3 spacious bedrooms and 2.5 beautifully appointed baths, all within an inviting 1,790 square feet of thoughtfully designed space. Step inside to be greeted by a bright and airy open floor plan, perfect for both entertaining and everyday living. The inviting living areas flow effortlessly into the kitchen, creating a warm atmosphere for family gatherings and cozy evenings. The low-maintenance backyard is your personal sanctuary, ideal for relaxing, gardening, or enjoying al fresco dining in the sunshine. Don't miss your chance to call this delightful home your own! Experience the perfect blend of comfort, convenience, and community at Belluno.

Getting Around

5
WalkingCar-Dependent
0
TransitNo Nearby Transit
38
BikeSomewhat Bikeable

Schools

3/10

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco,Frame,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave
  • Laundry features: Upper Level,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Dining/Family Combo

Features

  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 1,790 sqft

Kitchen

  • Features: Kitchen Island,Kitchen/Family Combo

Master Bathroom

  • Features: Double Vanity,Walk-In Closet 2+

Property

Details

  • Parcel number: 084160600000
  • Zoning description: R1
  • Special condition: Standard

Features

  • Private pool: Yes
  • Pool features: Fenced
  • Fencing: Back Yard

Lot

  • Lot size: 2,561 sqft
  • Features: Sprinklers In Front,Landscape Front

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Drought
Earthquake
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$148$1,776
Property Taxes $482$5,784
Electricity $398$4,786
Total$3,556$42,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,920/yr
40% on housing$106,680/yr
45% on housing$94,826/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$279This listing

vs Other Active Listings

Avg $/sqft

ZIP 95209$246
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95209$261
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-26Listed for sale$500,000
2018-09-02Sold$342,500
2018-07-25Pending sale$342,319
2018-07-05Price change$342,319
2018-06-21Price change$352,319
2018-05-10Price change$354,319
2018-04-26Price change$345,679
2018-04-19Price change$346,249
2018-02-13Listed for sale$354,749

For Sale by Agent

AgentMagdalena Sandoval
BrokerageRealty ONE Group Zoom

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