227 Pineneedle Dr, Westminster, SC, 29693
About This Home
Discover an unparalleled lakefront lifestyle at this charming 3-bedroom, 2-bathroom home, perfectly situated on Lake Hartwell with a private covered dock. This refreshed residence offers an epoxy driveway, complete with a lifetime warranty, ensuring lasting curb appeal. The meticulously maintained landscaping provides a gardener's paradise, enhancing the natural beauty surrounding the property. Inside, a thoughtfully designed split bedroom floor plan provides privacy and comfort, featuring a warm family area and a formal dining room perfect for entertaining. Cozy winter evenings are made special by the inviting gas log fireplace. The kitchen is a culinary delight, boasting newer appliances, elegant granite countertops, a convenient coffee bar, and an ample pantry. A nearby laundry area adds to the home's functionality. The primary bedroom offers generous space, a luxurious walk-in shower, and a spacious walk-in closet. Step out onto the screened porch, an ideal retreat for reading and enjoying the serene natural surroundings. The unfinished lower level, already stubbed in, presents an exciting opportunity to customize and expand your living space, while a secure locked closet area provides peace of mind for storing valuables. Outside, the significant lake frontage on a point offers an idyllic setting for boat enthusiasts. This home is ideally positioned near Chickasaw Point's extensive community amenities, which include a refreshing pool, pickleball and tennis courts, a pavilion with grilling stations, and a private beach perfect for enjoying breathtaking sunsets. Golf enthusiasts will appreciate the amazing 18-hole golf course, complete with a pro-shop, driving range, putting greens, and the full-service Overlook restaurant. Enjoy the convenience of being centrally located between Atlanta and Greenville, making this an exceptional opportunity to embrace a vibrant lake community lifestyle.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: Resale
- Year built: 2009
Materials
- Foundation: Block
- Roof: Composition
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow/Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Water Heater,Microwave,Oven/Range (Combo),Refrigerator
- Laundry features: In Kitchen
Basement
- Has basement: Yes
- Basement: Bath/Stubbed,Concrete,Daylight,Exterior Entry,Full,Interior Entry,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Dining Room
- Features: Separate Room
Features
- Double Vanity,High Ceilings,Master On Main Level,Split Bedroom Plan
- Flooring: Hardwood,Tile
- Number of fireplaces: 1
- Fireplace features: Family Room,Gas Log
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,580
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 1,580
- Total interior livable area: 1,580 sqft
Kitchen
- Features: Solid Surface Counters,Walk-in Pantry
Property
Details
- Parcel number: 3230304029
- Special condition: Covenants/Restrictions
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio,Porch,Screened
- Exterior features: Dock
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Corps of Engineers Control,Deep Water Access,Dock Rights,Floating Dock,Lake,Lake Privileges
- Waterbody name: Hartwell
- Frontage type: Lakefront
- Residential vegetation: Partially Wooded
Lot
- Lot size: 0.31 Acres
- Features: Cul-De-Sac,Sloped
Parking
- Total spaces: 3
- Parking features: Attached
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Ice Storm
- Lightning
- Hail
- Inland Flooding
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Oconee County and South Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,040 | $48,480 |
| Home Insurance * | $375 | $4,500 |
| Property Taxes | $253 | $3,036 |
| Electricity | $204 | $2,449 |
| Total | $4,872 | $58,464 |
Income You'd Need if You Spent...
South Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Pending sale | $799,000 |
| 2026-07-28 | Contingent | $799,000 |
| 2026-07-20 | Price change | $799,000 |
| 2026-07-10 | Listed for sale | $839,000 |
View on Zillow