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109 Martins Pointe Dr, Seneca, SC, 29678

6beds
6baths
4,266sqft
$1,379,900
$323price/sqft
$8,476/moest. monthly cost
$339,040/yrincome needed

About This Home

Prime Location near Clemson for your Waterfront Home on Lake Hartwell! Conveniently located less than 10 minutes (By BOAT or CAR) from both Clemson and Clemson University, with easy access to Greenville, Pendleton, Anderson, Seneca, and Atlanta (only 15 minutes to I-85). Welcome to 109 Martins Pointe Drive, a stunning waterfront retreat on Lake Hartwell. Tucked in the charming subdivision of Martin's Pointe and nestled in the scenic Seneca, South Carolina, this dream home is just minutes away from Clemson and Clemson University by car or boat. Located on the shores of Lake Hartwell, it features a covered dock with lift on year-round deep water. Set on over half an acre (0.65 acres of deeded land plus approximately 0.38 acres of Army Corps permitted land), this property offers year-round deep water access and a high-end covered dock with lift. Enjoy a perfect blend of a peaceful lakeside retreat while being just 10 to 15 minutes away from college football games, dining, shopping, and campus events. Whether you're in search of a luxury primary residence, a vacation getaway, or a short-term rental investment, this exceptional Lake Hartwell property is designed for gathering, connection, and private luxury. Experience boating, entertaining, and breathtaking views right from your own backyard—every day will feel like a vacation! The exterior of the home is inviting as you approach from the long driveway, which offers plenty of parking for guests, including a two-car attached garage on the main level and an additional detached storage building. The private backyard features a stone pathway that connects to a concrete cart path which will lead to the boat dock. this cart path includes convenient golf cart parking equipped with electric for charging while you enjoy the lake. This exquisite 6-bedroom, 6-bathroom home is perfect for unforgettable gatherings, game day weekends, and leisurely lakeside living. Spanning over 4,200 square feet, the residence boasts soaring vaulted ceilings, an expansive open-concept living area, generously sized bedrooms, versatile flex spaces, and incredible indoor-outdoor entertaining areas. These include a spacious Trex deck, a patio with a hot tub, and a private covered dock with a sun platform. Greet your guests in the stunning living room, featuring a welcoming fireplace and an open floor plan with views from every window. The kitchen is equipped with granite countertops, an upgraded appliance package, and a butler's pantry/wet bar room with two additional beverage refrigerators. Enjoy the expansive deck overlooking the private backyard and lake. The main level includes a primary suite with a jetted garden tub and exterior access, along with two additional bedrooms and full bathrooms. The oversized upper-level bedroom features an en suite full bathroom and extra storage. The walkout lower level has a second primary suite with a garden tub and exterior access to the backyard, as well as two more bedrooms, two flex space rooms, and a recreational living room. Don’t forget the additional workshop/storage area in the laundry room. with the room to accommodate over 20+ guests, your lake lifestyle begins here for family and fun! This house is a must see! This remarkable home combines luxury, recreation, and convenience. Whether you’re seeking a full-time residence, a weekend retreat, multi-generational living or an investment rental, this property offers the very best of lakefront living with ample room to relax, entertain, and truly enjoy all that Lake Hartwell has to offer. No short term rental restrictions is an added bonus to this property! Video: https://q.me-qr.com/l/MPvideo

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

7/10
6/10
Seneca Middle SchoolGrades 6-84.9 mi
6/10
Seneca High SchoolGrades 9-126.0 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Basement
  • Roof: Architectural,Shingle
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Water Heater,Gas Oven,Gas Range,Refrigerator,See Remarks,Wine Cooler,Washer
  • Laundry features: Washer Hookup,Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Heated,Walk-Out Access

Bedroom2

  • Level: Main
  • Dimensions: 11.58 x 14.17

Bedroom3

  • Level: Main
  • Dimensions: 11.08 x 11.6

Bedroom5

  • Level: Upper
  • Dimensions: 14.25 x 28

Bedroom5

  • Level: Lower
  • Dimensions: 11 x 28.67

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 6
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Bonus Room

  • Level: Lower
  • Dimensions: 12.5 x 12.67

Bonus Room

  • Level: Lower
  • Dimensions: 11.33 x 12.25

Den

  • Level: Lower
  • Dimensions: 18.5 x 28.67

Dining Room

  • Level: Main
  • Dimensions: 12.17 x 10.83

Features

  • Bathtub,Tray Ceiling(s),Ceiling Fan(s),Cathedral Ceiling(s),Dual Sinks,Fireplace,Granite Counters,Garden Tub/Roman Tub,High Ceilings,Jetted Tub,Bath in Primary Bedroom,Main Level Primary,Multiple Primary Suites,Other,See Remarks,Smooth Ceilings,Separate Shower,Vaulted Ceiling(s),Walk-In Closet(s),Walk-In Shower,Window Treatments
  • Window features: Blinds
  • Flooring: Carpet,Ceramic Tile,Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 4,266
  • Total interior livable area: 4,266 sqft

Kitchen

  • Level: Main
  • Dimensions: 12.17 x 13.6

Living Room

  • Level: Main
  • Dimensions: 17.7 x 24.2

Living Room

  • Level: Main
  • Dimensions: 17.67 x 24.17

Master Bedroom

  • Level: Main
  • Dimensions: 12.75 x 15.5

Master Bedroom

  • Level: Lower
  • Dimensions: 12.08 x 15.67

Property

Accessibility

  • Accessibility features: Low Threshold Shower

Details

  • Parcel number: 2700003058

Features

  • Levels: Two and One Half
  • Patio & porch: Balcony,Front Porch
  • Exterior features: Balcony,Landscape Lights,Porch
  • Has spa: Yes
  • Spa features: Hot Tub
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Boat Dock/Slip,Other,See Remarks,Water Access,Waterfront
  • Waterbody name: Hartwell
  • Living area range: 4000-4499

Lot

  • Lot size: 0.65 Acres
  • Features: Gentle Sloping,Outside City Limits,Other,Subdivision,Sloped,See Remarks,Trees,Views,Wooded,Waterfront

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Tornado
Hail
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters in Oconee County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,977$83,724
Home Insurance *$653$7,836
Property Taxes $436$5,232
Electricity $410$4,922
Total$8,476$101,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$290,605/yr
40% on housing$254,280/yr
45% on housing$226,026/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 17.8%
17.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$323This listing

vs Other Active Listings

Avg $/sqft

ZIP 29678$150
Oconee County$222

vs Homes Sold Last Month

Median $/sqft

ZIP 29678$173
Oconee County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$1,369,900
2026-06-17Price change$1,379,900
2026-05-21Listed for sale$1,449,500
2026-04-23Listing removed$1,599,999
2026-02-23Listed for sale$1,599,999

For Sale by Agent

AgentNicole Kight
BrokerageNorthGroup Real Estate

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