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234 Blackjack Cove Rd, Westminster, SC, 29693

3beds
2baths
1,920sqft
$398,000
$207price/sqft
$2,528/moest. monthly cost
$101,120/yrincome needed

About This Home

Experience relaxed Lake Hartwell living in this well maintained home tucked inside a quiet cove setting. The property offers generous indoor and outdoor living spaces, a functional layout, and thoughtful finishes throughout. The living room features a stacked stone wood burning fireplace, custom built ins, and warm wood cabinetry. Arched openings connect the living room to the dining area and kitchen, creating a comfortable and easy flow. A built in wet bar adds convenience for gatherings or daily use. The kitchen includes extensive cabinet storage, ample countertop space and an expansive walk in pantry. The adjoining dining area opens directly to the rear porch for simple indoor and outdoor living. The primary suite offers a spacious bedroom, a walk in closet, and an ensuite bath with a jacuzzi style soaking tub, a separate shower, and two vanities. Each additional bedroom includes its own walk in closet, providing exceptional storage and flexibility for guests or household needs. Outdoor living is a highlight of this property. The home features a huge 14x 24 back porch with cathedral ceilings. Most of this space is screened in, creating an airy outdoor living area with wooded and lake views. Beyond the screened portion is an additional open area designed for lakeside grilling and outdoor dining. The lot offers a gentle slope toward the lake with usable outdoor space and a setting that places the home close to the shoreline. A platform dock is included with the property, providing convenient access to the cove. The property also includes three storage buildings that provide excellent space for tools, lake equipment, lawn items, or general storage needs. The home received a new roof in October of 2025, adding peace of mind for future owners. This location offers the convenience of I-85, as well as easy access to Lake Hartwell recreation areas, nearby public boat ramps, and surrounding towns including Westminster, Seneca, and Clemson University.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
5/10
West Oak Middle SchoolGrades 6-87.5 mi
4/10
West-Oak High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Crawlspace
  • Roof: Architectural,Shingle
  • Construction materials: Vinyl Siding

Other

  • Builder name: Deer Valley

Type & Style

  • Home type: SingleFamily
  • Architectural style: Modular/Prefab
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Microwave,Smooth Cooktop
  • Laundry features: Electric Dryer Hookup

Basement

  • Basement: None,Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Wet Bar,Bookcases,Built-in Features,Bathtub,Ceiling Fan(s),Cathedral Ceiling(s),Dual Sinks,French Door(s)/Atrium Door(s),Fireplace,Garden Tub/Roman Tub,Jetted Tub,Bath in Primary Bedroom,Separate Shower,Walk-In Closet(s),Walk-In Shower,Window Treatments
  • Door features: French Doors
  • Window features: Blinds,Tilt-In Windows,Vinyl
  • Flooring: Carpet,Luxury Vinyl Plank
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,920
  • Total interior livable area: 1,920 sqft

Property

Accessibility

  • Accessibility features: Low Threshold Shower

Details

  • Parcel number: 3160302012

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Front Porch,Porch,Screened
  • Exterior features: Deck,Fence,Porch
  • Fencing: Yard Fenced
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Water Access,Waterfront
  • Waterbody name: Hartwell
  • Living area range: 1750-1999

Lot

  • Lot size: 0.82 Acres
  • Features: Gentle Sloping,Hardwood Trees,Level,Not In Subdivision,Outside City Limits,Sloped,Trees,Views,Wooded,Waterfront

Parking

  • Total spaces: 2
  • Parking features: Detached Carport,Driveway,Other
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Hail
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Oconee County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,012$24,144
Home Insurance *$186$2,232
Property Taxes $126$1,512
Electricity $204$2,449
Total$2,528$30,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,674/yr
40% on housing$75,840/yr
45% on housing$67,413/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 17.8%
17.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 29693$208
Oconee County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 29693$198
Oconee County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-27Listed for sale$398,000
2018-03-28Listing removed$119,600
2018-03-16Listed for sale$119,600
2018-03-16Pending sale$119,600
2018-03-01Sold$118,600
2018-01-08Listed for sale$119,600

For Sale by Agent

AgentAshley Burke
BrokerageRE/MAX Executive

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