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1405 E BOW MAKER Trail, Cottonwood, AZ, 86326

6beds
4baths
3,950sqft
$989,000
$250price/sqft
$6,021/moest. monthly cost
$240,840/yrincome needed

About This Home

Welcome to Bow Maker Trail — a brand-new, custom-built dual-living estate on just over 1.5 acres, centrally located less than a mile from Walmart, Home Depot, and Mingus Union High School, and only two miles from Verde Valley Medical Center. Surrounded by panoramic Verde Valley and Mingus Mountain views, this 6-bedroom, 4-bath masterpiece offers 3,950 sq ft of livable space (5,030 sq ft under roof). Two complete homes in one—each with its own kitchen, private entrance, and potential for a divided garage—perfect for multigenerational living or live-up/rent-down flexibility. Every inch was engineered for comfort and efficiency: spray-foam insulation, CAT-6 wiring, central vacuum with toe-kick sweeps, and EV charging setup. A brand-new septic and well system ensure long-term Every inch was engineered for comfort and efficiency: spray-foam insulation, CAT-6 wiring, central vacuum with toe-kick sweeps, and EV charging setup. A brand-new septic and well system reliability, while the irrigated, football-field-sized lawn and low-voltage exterior lighting create a stunning outdoor retreat. Enjoy sunsets, easy maintenance, and a property where design, technology, and comfort meet. Offered at $1,499,000 this is more than a home; it's an engineered lifestyle. Details: 2,346 sq ft Upper | 1,604 sq ft Lower = 3,950 sq ft livable (5,030 under roof) 1.51 acres total two contiguous parcels (APNs 406-49-233 & 406-49-234) conveyed together.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

5/10
Dr Daniel Bright SchoolGrades PK-81.1 mi
2/10
Mingus Online AcademyGrades 8-120.8 mi
3/10
Mingus Union High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 2025

Materials

  • Roof: Shake
  • Construction materials: Spray Foam Insulation,Stucco,Wood Frame,Stone,Slump Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built In Recycling,Reverse Osmosis,Refrigerator,Built-in Microwave,Dishwasher,Disposal,Electric Cooktop
  • Laundry features: Upper Level,In Garage

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Pantry,Granite Counters,Eat-in Kitchen,Kitchen Island,2 Master Baths,Full Bth Master Bdrm

Heating & Cooling

  • Heating features: Electric,Ceiling
  • Cooling features: HVAC SEER Rating,Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,950
  • Total interior livable area: 3,950 sqft

Property

Details

  • Parcel number: 40649234

Features

  • Stories: 1
  • Spa features: None
  • Fencing: Block,Wire

Lot

  • Lot size: 1.50 Acres
  • Features: Grass Back,Auto Timer H2O Front,Auto Timer H2O Back,Irrigation Back

Parking

  • Total spaces: 10
  • Parking features: Garage,Open
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 8

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters in Yavapai County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,000$60,000
Home Insurance $274$3,288
Property Taxes $329$3,948
Electricity $418$5,019
Total$6,021$72,252

Income You'd Need if You Spent...

35% on housing$206,434/yr
40% on housing$180,630/yr
45% on housing$160,560/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 86326$214
Yavapai County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 86326$258
Yavapai County$289

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-18Price change$1,100,000
2025-12-09Price change$1,299,000
2025-10-30Listed for sale$1,499,000

For Sale by Agent

AgentAmber Brandt
BrokerageeXp Realty

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