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818 Cow Bell Court, Montrose, CO, 81401

4beds
2baths
1,421sqft
$420,000
$296price/sqft
$2,544/moest. monthly cost
$101,760/yrincome needed

About This Home

Quiet neighborhood. Convenient location. Comfortable living. This is the kind of home that simply feels right the moment you arrive. Welcome home to this beautifully maintained and updated ranch-style residence tucked away on a quiet cul-de-sac in the desirable Homestead Estates neighborhood. Offering four bedrooms, two bathrooms, and a functional single-level layout, this home combines comfort, convenience, and value in one inviting package. Step inside to discover a bright and welcoming living area with an open flow that's perfect for both everyday living and entertaining. Enjoy the patio area on those warm summer days and bask in the warmth of the fireplace during autumn and winter. The thoughtfully designed floor plan provides comfortable bedroom separation, creating privacy for the primary suite while still maintaining a connected feel throughout the home. Outside, you'll find a spacious yard with plenty of room for pets, play, gardening, or simply enjoying Colorado's beautiful seasons. The property's cul-de-sac location offers reduced traffic and a peaceful neighborhood atmosphere while remaining just minutes from schools, shopping, dining, parks, and all the amenities Montrose has to offer. Whether you're looking for your first home, your next investment, or a place to put down roots, 818 Cow Bell Ct delivers affordability, functionality, and a location that's hard to beat. Call your favorite agent for a showing today.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

3/10
Johnson Elementary SchoolGrades PK-51.5 mi
6/10
Centennial Middle SchoolGrades 6-81.3 mi
6/10
Montrose High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 2004

Materials

  • Roof: Architectural Shingles,Rolled/Hot Mop
  • Construction materials: Wood Frame,Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Stick Built

Interior

Appliances

  • Appliances included: Range,Refrigerator,Dishwasher
  • Laundry features: W/D Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Kitchen/Dining

Features

  • Ceiling Fan(s)
  • Window features: Window Coverings,Double Pane Windows,Vinyl
  • Flooring: Carpet-Partial,Laminate
  • Fireplace features: Living Room,Wood Stove
  • Fireplace: Yes
  • Finished area above ground: 1,421

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,421
  • Total interior livable area: 1,421 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 376722112015
  • Zoning description: Residential Single Family
  • Other equipment: Satellite Dish

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered Porch
  • Exterior features: Landscaping,Lawn Sprinklers

Lot

  • Lot size: 8,712 sqft
  • Features: Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Earthquake
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$109$1,308
Property Taxes $126$1,512
Electricity $186$2,232
Total$2,544$30,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,222/yr
40% on housing$76,320/yr
45% on housing$67,840/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$296This listing

vs Other Active Listings

Avg $/sqft

ZIP 81401$208
Montrose County$398

vs Homes Sold Last Month

Median $/sqft

ZIP 81401$265
Montrose County$258

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Listed for sale$420,000
2024-04-17Sold$355,000
2024-02-26Pending sale$355,000
2024-02-26Contingent$355,000
2024-01-24Price change$355,000
2023-12-20Listed for sale$365,000
2006-05-12Sold$177,000

For Sale by Agent

AgentAndrew Reed
BrokerageINK Realty LLC

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