707 N 1st Street, Montrose, CO, 81401
About This Home
No Fixer. No Fuss. Just Downtown Magic. Tired of houses that need “a little love”? Forget that. This one’s already had the love—and the upgrades—to prove it. Brand new shingled roof (yep, just weeks old), new stove, new fridge, fresh floors, fresh paint, new front door, and a couple new windows tossed in for good measure. This place is dialed. in. The front porch is straight-up adorable—nearby planter included, just waiting for your Pinterest plant lineup with a couple of raised garden beds. Out back? , A fire pit for your late-night stories, alley access, off-street parking, and a garage with a concrete floor that means business. Want to build a chill zone, add a hot tub, throw backyard concerts? Go wild. It’s your space. All of this in the heart of Historic Montrose—walk or bike to parks, coffee shops, brunch spots, book shops, you name it. Why buy a project when you can buy freedom from weekend Home DIY store runs? This is the one. Jump on it.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1904
Materials
- Roof: Composition
- Construction materials: Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: A Frame
- Property subType: Stick Built
Interior
Appliances
- Appliances included: Range,Refrigerator
- Laundry features: W/D Hookup
Basement
- Has basement: Yes
- Basement: Basement-below grade
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Cooling
- Cooling features: Ceiling Fan(s)
Dining Room
- Features: Eat-in Kitchen,Separate Dining
Features
- Ceiling Fan(s)
- Window features: Double Pane Windows,Single Pane
- Flooring: Vinyl
- Finished area above ground: 1,095
Interior Area
- Total structure area: 1,095
- Total interior livable area: 1,095 sqft
Property
Details
- Parcel number: 376727211007
- Zoning description: Residential Single Family
Features
- Levels: One
- Stories: 1
- Exterior features: Landscaping,Storm Windows/Doors
Lot
- Lot size: 7,405 sqft
Parking
- Total spaces: 1
- Parking features: Detached Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Inland Flooding
- Earthquake
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,617 | $19,404 |
| Home Insurance * | $83 | $996 |
| Property Taxes | $95 | $1,140 |
| Electricity | $186 | $2,232 |
| Total | $1,981 | $23,772 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-24 | Price change | $319,900 |
| 2026-01-27 | Price change | $324,900 |
| 2026-01-16 | Listed for sale | $335,000 |
| 2025-10-16 | Listing removed | $335,000 |
| 2025-09-24 | Price change | $335,000 |
| 2025-08-27 | Price change | $343,000 |
| 2025-07-11 | Listed for sale | $348,500 |
| 2004-01-29 | Sold | $106,000 |
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