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218 N Stough Avenue, Montrose, CO, 81401

2beds
2baths
1,200sqft
$379,000
$316price/sqft
$2,313/moest. monthly cost
$92,520/yrincome needed

About This Home

Step into this graciously spacious home with extra large bedrooms and an open concept that is great for entertaining. The kitchen cabinets have been painted in the last couple years bringing a warm vibrant feel to this humble adobe. Walk out onto the back patio to appreciate the size of the lot and all the potential it has. You may add an ADU detached garage with additional living space for additional income and still have plenty of room to spare. This home is perfectly located only a few blocks away from the event center which draws in a healthy market of people looking to rent out the airbnb, that it is currently being used as successfully. The current owner never has a shortage of guests lining up to enjoy a piece of peaceful Colorado and the quite of small town living our town provides. Dream of the days you can enjoy your morning coffee in your new home or provide. Great investment opportunity or first time home. Current owners uses the home for short term rentals.... Call your favorite agent for a showing today.

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

3/10
Johnson Elementary SchoolGrades PK-51.9 mi
6/10
Centennial Middle SchoolGrades 6-80.6 mi
6/10
Montrose High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 2007

Materials

  • Roof: Architectural Shingles
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Stick Built

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range Top,Range,Refrigerator,Washer

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Evaporative Cooling

Dining Room

  • Features: Separate Dining

Features

  • Flooring: Carpet-Partial,Vinyl

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 376727241026
  • Zoning description: Residential Single Family

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 6,969 sqft
  • Features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Earthquake
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,916$22,992
Home Insurance *$98$1,176
Property Taxes $113$1,356
Electricity $186$2,232
Total$2,313$27,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,302/yr
40% on housing$69,390/yr
45% on housing$61,680/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$316This listing

vs Other Active Listings

Avg $/sqft

ZIP 81401$208
Montrose County$398

vs Homes Sold Last Month

Median $/sqft

ZIP 81401$265
Montrose County$258

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-11Listed for sale$389,000
2026-01-05Listing removed$399,000
2023-08-23Listed for sale$399,000
2021-09-22Sold$288,000
2021-09-01Contingent$301,000
2021-08-25Listed for sale$275,000
2016-12-09Sold$158,000
2016-10-31Pending sale$163,900
2016-09-08Listed for sale$163,900
2016-06-04Listing removed$1,000
2014-07-09Listing removed$900
2014-06-28Listed for rent$900
2013-07-19Listing removed$850
2013-07-18Price change$850
2013-06-21Listed for rent$900
2013-04-02Listing removed$144,000
2012-09-19Listed for sale$144,000
2009-05-15Sold$150,000
2008-03-18Sold$155,000

For Sale by Agent

AgentAndrew Reed
BrokerageKeller Williams Colorado West Realty

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