




920 S 5th Street, Montrose, CO, 81401
About This Home
Cozy home with a large well-maintained yard in the heart of downtown Montrose. Half a block from the Montrose regional hospital and within walking distance to Montrose downtown, adjacent to a bike path. The large lot is zoned Office/Residential and would allow for an ADU. The City allows for one primary Residence and one ADU. There is available non- potable irrigation water currently set up to water the lawns. There is no documentation available regarding this water source. Lawn areas are perimeter fenced and there is alley access with two storage sheds. The exterior of the home has a newer asphalt shingle roof and siding. There is a large laundry/sunroom. Whether you're raising a family or value convenience, you'll love how easily you can get to classrooms, clinics, and everyday essentials in a close proximity.
Getting Around
Schools
Construction
Condition
- Year built: 1952
Materials
- Foundation: Stemwall
- Roof: Asphalt
- Construction materials: Wood Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Stick Built
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range,Refrigerator
- Laundry features: W/D Hookup
Basement
- Basement: Crawl Space
Bedroom2
- Area: 103.5
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Cooling
- Cooling features: Evaporative Cooling
Dining Room
- Features: Eat-in Kitchen
Features
- Window features: Single Pane
- Flooring: Carpet-Partial,Laminate
- Fireplace features: Living Room,Wood Burning Stove,Wood Stove
- Fireplace: Yes
- Finished area above ground: 1,197
Interior Area
- Total structure area: 1,197
- Total interior livable area: 1,197 sqft
Kitchen
- Area: 195.5
Living Room
- Area: 280.5
Master Bedroom
- Level: Main
- Area: 112
Property
Details
- Parcel number: 376727406004
- Zoning description: Mixed-Use
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered Porch,Patio
- Exterior features: Irrigation Pump,Irrigation Water,Landscaping,Lawn Sprinklers
- Frontage length: 50'-75' Frontage
Lot
- Lot size: 7,840 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Earthquake
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,719 | $20,628 |
| Home Insurance * | $88 | $1,056 |
| Property Taxes | $102 | $1,224 |
| Electricity | $186 | $2,232 |
| Total | $2,095 | $25,140 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-20 | Price change | $340,000 |
| 2025-11-19 | Listed for sale | $360,000 |
