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2230 Hill Street, Montrose, CO, 81401

8beds
4baths
4,684sqft
$840,000
$179price/sqft
$5,070/moest. monthly cost
$202,800/yrincome needed

About This Home

This spacious 8 bed, 4 bath home offers exceptional flexibility and comfort, ideal for multi generational living or anyone needing abundant room to spread out. The main level showcases beautiful hardwood floors and brand-new carpet. A bright, open layout includes a cozy gas fireplace, generous living spaces, and tons of storage, including three walk in closets. The home provides excellent functionality with one full laundry room plus an additional laundry area downstairs designed for stackable appliances. Additional highlights are a 3 car garage and plenty of space for vehicles, hobbies, or gear. With its thoughtful layout and hard to find capacity, this property delivers comfort, convenience, and room for everyone.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

3/10
Johnson Elementary SchoolGrades PK-52.1 mi
6/10
Centennial Middle SchoolGrades 6-82.4 mi
6/10
Montrose High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Wood Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch Basement
  • Property subType: Stick Built

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator
  • Laundry features: W/D Hookup

Basement

  • Has basement: Yes
  • Basement: Basement-below grade,Finished

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Kitchen Bar,Separate Dining

Features

  • Ceiling Fan(s),Vaulted Ceiling(s),Pantry,Walk-In Closet(s)
  • Window features: Window Coverings,Double Pane Windows
  • Flooring: Carpet-Partial,Hardwood,Tile
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace(s),Forced Air
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 4,684
  • Total interior livable area: 4,684 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 376736406012
  • Zoning description: Residential Single Family
  • Other equipment: Satellite Dish

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Patio
  • Exterior features: Irrigation Pump,Irrigation Water,Landscaping,Lawn Sprinklers,Storm Windows/Doors
  • Has spa: Yes
  • Spa features: Bath

Lot

  • Lot size: 1.08 Acres
  • Features: Boundaries Marked

Parking

  • Total spaces: 3
  • Parking features: Attached Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,247$50,964
Home Insurance *$218$2,616
Property Taxes $252$3,024
Electricity $353$4,243
Total$5,070$60,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$173,828/yr
40% on housing$152,100/yr
45% on housing$135,200/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 81401$207
Montrose County$398

vs Homes Sold Last Month

Median $/sqft

ZIP 81401$265
Montrose County$258

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Price change$840,000
2026-05-27Listed for sale$850,000
2012-04-30Sold$307,000
2009-11-24Sold$285,000

For Sale by Agent

AgentLacy Browning
BrokerageNextHome Virtual

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