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2919 Lost Creek Rd S, Montrose, CO, 81401

3beds
2baths
1,695sqft
$450,000
$265price/sqft
$2,713/moest. monthly cost
$108,520/yrincome needed

About This Home

As you walk through 2919 Lost Creek Rd S, you’ll immediately notice the natural light pouring in through an abundance of windows, giving the home a bright and welcoming feel. The layout is both functional and inviting, with a split bedroom design that offers a sense of privacy and separation. The main living spaces connect comfortably, while the kitchen stands out with stainless steel appliances and easy access to the heart of the home. A versatile flex space adds even more appeal, offering the option for a dedicated office, formal dining area, or additional living use. Thoughtfully designed and pre-inspected for added peace of mind, this home offers comfort, flexibility, and confidence from the moment you step inside. New roof will be included with the sale, please call for more details.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

8/10
6/10
Centennial Middle SchoolGrades 6-82.3 mi
6/10
Montrose High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 2007

Materials

  • Roof: Asphalt,Composition
  • Construction materials: Brick,Masonite,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Disposal,Microwave,Refrigerator
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main
  • Dimensions: 10'5 x 10'5

Bedroom3

  • Level: Main
  • Dimensions: 10'5 x 10'5

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Dining Room

  • Level: Main
  • Dimensions: 0

Family Room

  • Dimensions: 0

Features

  • Ceiling Fan(s),Main Level Primary
  • Flooring: Carpet,Laminate,Tile
  • Fireplace features: Other,See Remarks
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Evaporative Cooling

Interior Area

  • Total structure area: 1,695
  • Total interior livable area: 1,695 sqft

Kitchen

  • Level: Main
  • Dimensions: 10' x 12'

Laundry

  • Level: Main
  • Dimensions: 10' x 6'

Living Room

  • Level: Main
  • Dimensions: 15' x 18'

Master Bedroom

  • Level: Main
  • Dimensions: 13 x 17

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 399303119015
  • Zoning description: Residential

Features

  • Stories: 1
  • Patio & porch: Open,Patio
  • Exterior features: Sprinkler/Irrigation
  • Fencing: Partial,Privacy

Lot

  • Lot size: 9,147 sqft
  • Features: Landscaped,Sprinkler System
  • Lot size dimensions: 82' x 107'

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$117$1,404
Property Taxes $135$1,620
Electricity $186$2,232
Total$2,713$32,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,017/yr
40% on housing$81,390/yr
45% on housing$72,346/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$265This listing

vs Other Active Listings

Avg $/sqft

ZIP 81401$207
Montrose County$397

vs Homes Sold Last Month

Median $/sqft

ZIP 81401$265
Montrose County$258

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Price change$490,000
2026-04-01Listed for sale$500,000
2013-02-28Sold$195,000
2012-11-21Price change$199,900
2012-09-18Price change$219,900
2012-08-18Price change$224,900
2012-03-16Listed for sale$239,900
2005-04-18Sold$191,800

For Sale by Agent

AgentMATTHEW SANDOVAL
BrokerageKELLER WILLIAMS COLORADO WEST REALTY

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