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1638 Ironton Court, Montrose, CO, 81401

4beds
2baths
2,108sqft
$565,000
$268price/sqft
$3,358/moest. monthly cost
$134,320/yrincome needed

About This Home

Welcome home to 1638 Ironton Ct! This gorgeous home is nestled on a cul-de-sac in one of the areas most sought after neighborhoods. Featuring 4 bedrooms, 2 bathrooms, and 2 home offices, this property has space to spread out whether you work from home or not! The interior is fully updated with a stunning new kitchen, complete with custom concrete countertops and a commanding solid-wood sealed center island.This is the heart of the home and a focal point for gatherings or your everyday moments. Sleek stainless steel appliances, solid cabinetry, and a full pantry make daily life in this kitchen a breeze. The dining and living rooms (along with the kitchen) look south out over the manicured yard at the San Juans. The views bring a peace to living here all year round. Back inside you’ll enjoy the ambiance and warmth from the gas-fired fireplace. The primary suite is oversized and features a beautiful new bathroom with a tiled shower. There is a walk-in closet as well as another reach-in. The 3 guest bedrooms are all of ample size and have closets with excellent storage. The fully updated guest bath has a tub/shower combo and a dedicated linen closet. The laundry/mud room is spacious and connects directly to the attached garage. The garage boasts tons of smart storage and organizational capacity, plus a wash sink! Connected through the garage you will find 2 fully finished spaces, perfect for home offices or use one/both as a flex space, den, craft room, home-based business, theatre, or whatever need you may have for dedicated space (complete with exterior entry!) Out back relax on the covered porch and enjoy the view! The yard is fully finished and fenced, and enjoys built-in raised garden beds, a shaded play area, and more! Due to the size and configuration of the lot, there is extra parking on the west side as well as a large, detached storage shed. The yard boasts gated access directly to the wide sidewalks that border Odell, and connectivity to the Montrose Community Recreation Center’s one-mile, eight-foot-wide concrete outdoor loop. The loop connects directly to the 2.25-mile Uncompahgre River Trail, popular for walking and biking, as well as the nearby Connect Trail for even more accessible, extended pathways. The proximity to the Recreation Center, schools, grocery stores, restaurants, and amenities alike make this location hard to beat! Don’t miss out on all this rare, 4-bed property has to offer!

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

8/10
5/10
Columbine Middle SchoolGrades 6-81.2 mi
6/10
Montrose High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1996

Materials

  • Roof: Composition
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Stick Built

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: W/D Hookup

Basement

  • Basement: Crawl Space

Bedroom2

  • Area: 150.1736111111111

Bedroom3

  • Area: 142.58333333333334

Bedroom4

  • Area: 81.45833333333334

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Cooling

  • Cooling features: Evaporative Cooling,Ceiling Fan(s)

Dining Room

  • Features: Kitchen Island,Kitchen Bar,Separate Dining
  • Area: 157.66666666666669

Features

  • Ceiling Fan(s),Vaulted Ceiling(s),Pantry,Walk-In Closet(s)
  • Flooring: Carpet-Partial,Vinyl
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,108

Interior Area

  • Total structure area: 2,108
  • Total interior livable area: 2,108 sqft

Kitchen

  • Area: 186.33333333333334

Living Room

  • Area: 270.2222222222222

Master Bedroom

  • Level: Main
  • Area: 282.38194444444446

Property

Details

  • Parcel number: 399304129006
  • Zoning description: Residential Single Family

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered Porch,Patio
  • Exterior features: Landscaping,Lawn Sprinklers
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 0.32 Acres
  • Features: Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,856$34,272
Home Insurance *$147$1,764
Property Taxes $169$2,028
Electricity $186$2,232
Total$3,358$40,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,131/yr
40% on housing$100,740/yr
45% on housing$89,546/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
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How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$268This listing

vs Other Active Listings

Avg $/sqft

ZIP 81401$206
Montrose County$397

vs Homes Sold Last Month

Median $/sqft

ZIP 81401$265
Montrose County$258

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$549,900
2026-05-04Listed for sale$565,000
2026-04-20Contingent$565,000
2026-04-04Price change$565,000
2026-02-27Listed for sale$585,000
2020-03-27Sold$266,000
2020-02-10Pending sale$256,200
2020-02-07Price change$256,200
2020-01-21Listed for sale$280,600
2020-01-04Pending sale$280,600
2019-12-18Price change$280,600
2019-11-01Listed for sale$305,000

For Sale by Agent

AgentKatie Chapman Schmalz
BrokerageChapman Real Estate Company, LLC

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