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2004 Nadine Ave, Modesto, CA, 95351

4beds
2baths
1,874sqft
$499,999
$267price/sqft
$3,559/moest. monthly cost
$142,360/yrincome needed

About This Home

Welcome to this well-maintained ranch-style home situated on a spacious 0.19-acre lot. Offering 4 bedrooms and 2 bathrooms, the flexible floor plan includes a fourth bedroom located just off the living room near the entry, making it an ideal space for a home office, guest room, or playroom. Designed for comfortable living, the home features a large, open living room and a separate family room with a cozy fireplace. The galley kitchen offers tile countertops, a walk-in pantry closet, and plenty of storage. Recent exterior paint and a newer roof add to the home's appeal, while the oversized lot provides ample outdoor space for entertaining, gardening, or future possibilities. Complete with a 2-car garage, this clean, move-in-ready home has been lovingly maintained and is ready for its next owner.

Getting Around

41
WalkingCar-Dependent
31
TransitSome Transit
41
BikeSomewhat Bikeable

Schools

4/10
6/10
Ceres High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1986

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Stucco,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Oven,Gas Water Heater,Range Hood,Trash Compactor,Dishwasher,Microwave,Plumbed For Ice Maker,Electric Cooktop
  • Laundry features: Cabinets,Hookups Only,Inside

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Space in Kitchen

Features

  • Flooring: Carpet,Linoleum
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,874 sqft

Kitchen

  • Features: Pantry Closet,Tile Counters

Master Bathroom

  • Features: Shower Stall(s),Window

Master Bedroom

  • Features: Walk-In Closet

Property

Details

  • Parcel number: 039042017000
  • Zoning: SFR
  • Special condition: Standard

Features

  • Fencing: Wood,Full

Lot

  • Lot size: 8,346 sqft
  • Features: Sprinklers In Front,Shape Regular

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters in Stanislaus County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$139$1,668
Property Taxes $491$5,892
Electricity $401$4,822
Total$3,559$42,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,022/yr
40% on housing$106,770/yr
45% on housing$94,906/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$267This listing

vs Other Active Listings

Avg $/sqft

ZIP 95351$210
Stanislaus County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 95351$310
Stanislaus County$303

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Listed for sale$499,999

For Sale by Agent

AgentChristy Ray
BrokerageJ.Peter Realtors

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