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25856 County Road 55, Loxley, AL, 36551

3beds
3baths
3,951sqft
$925,000
$234price/sqft
$7,638/moest. monthly cost
$305,520/yrincome needed

About This Home

Picture yourself having coffee watching the sunrise on your back patio at this sprawling one-story charming estate that sits tucked away on 17.7 acres of serene, private land. It has an original horse barn and detached garage and is just 20 minutes from downtown Mobile. Built in 1992, this beautifully maintained open concept home is just over 3,900 sq ft. Ideal for entertaining the separate dining room opens to a sprawling living area with double sided gas fireplace perfectly positioned maximizing privacy and taking advantage of the peaceful views of pool, pastures and half acre lake back patio, inground gunite saltwater pool and rolling pastures. With the same views and just off the living room are the kitchen and breakfast areas with a 7 x 5 bar (with a wine and small fridge). There are two gas water heaters, one is tankless. The interior has been freshly repainted, and all the inside plumbing has been replaced. Both HVAC systems (inside and out) were replaced in Q4 2025. Roof replaced in 2019. Out side you'll find a 7-stall horse barn, 1 stall currently used for feed, with huge fans, running water, 2x6 plank construction and rubber mat flooring. The barn is an original structure and presents an excellent opportunity for renovation or restoration by the next owner. There are 3 pastures and 5 paddocks with cross tied fencing. More features include a chicken house, established southern trees, and a detached, finished 2 car garage with abundant attic storage. There is a large buffer area behind the property reserving long-term privacy. What a rare opportunity for country living with modern updates and convenience! Buyer to verify all information during due diligence.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

8/10
Loxley Elementary SchoolGrades PK-61.0 mi
8/10
8/10
Robertsdale High SchoolGrades 9-125.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1992

Materials

  • Foundation: Slab
  • Roof: Dimensional
  • Construction materials: Brick,Vinyl Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Microwave,Other,Refrigerator,Refrigerator w/Ice Maker,Wine Cooler,Cooktop,Electric Water Heater,Gas Water Heater,ENERGY STAR Qualified Appliances,Tankless Water Heater
  • Laundry features: Main Level,Inside

Bedroom2

  • Level: Main
  • Area: 195

Bedroom3

  • Level: Main
  • Area: 225

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Features: Breakfast Area-Kitchen, Breakfast Room, Separate Dining Room
  • Level: Main
  • Area: 154

Features

  • Breakfast Bar,Entrance Foyer,Ceiling Fan(s),En-Suite,Split Bedroom Plan,Storage
  • Window features: Double Pane Windows,ENERGY STAR Qualified Windows
  • Flooring: Carpet,Split Brick,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Great Room,See Remarks
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Central
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 3,951
  • Total interior livable area: 3,951 sqft

Kitchen

  • Level: Main
  • Area: 221

Living Room

  • Level: Main
  • Area: 486

Master Bathroom

  • Features: Double Vanity, Jetted Tub, Separate Shower, Private Water Closet

Master Bedroom

  • Features: 1st Floor Primary, Multiple Walk in Closets
  • Level: Main
  • Area: 374

Property

Details

  • Parcel number: 4206230000015.000
  • Zoning description: Single Family Residence

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Porch,Patio,Front Porch,Side Porch
  • Exterior features: Termite Contract
  • Has spa: Yes
  • Fencing: Cross Fenced
  • Has view: Yes
  • View description: Western View
  • Waterfront features: No Waterfront

Lot

  • Lot size: 17.70 Acres
  • Features: 10-25 acres,Irregular Lot,Level,Rolling Slope,Few Trees,Elevation-High
  • Lot size dimensions: 413 x 1299

Parking

  • Total spaces: 6
  • Parking features: Detached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,677$56,124
Home Insurance *$635$7,620
Property Taxes $1,884$22,608
Electricity $442$5,305
Total$7,638$91,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$261,874/yr
40% on housing$229,140/yr
45% on housing$203,680/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$234This listing

vs Other Active Listings

Avg $/sqft

ZIP 36551$167
Baldwin County$239

vs Homes Sold Last Month

Median $/sqft

ZIP 36551$170
Baldwin County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Price change$925,000
2026-03-14Price change$990,000
2026-01-30Listed for sale$999,000
2022-02-25Listing removed--
2022-02-23Pending sale$925,000
2022-01-20Listed for sale$925,000
2005-07-12Sold$490,000

For Sale by Agent

AgentAmy Cuny
BrokerageBellator Real Estate, LLC Fair

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