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6852 Watch Harbour Cir, Hayes, VA, 23072

5beds
4baths
2,323sqft
$479,500
$206price/sqft
$3,127/moest. monthly cost
$125,080/yrincome needed

About This Home

Come home to beautiful 6852 Watch Harbour Circle in Hayes, Virginia, where space, functionality, and convenience come together in a desirable location on a spacious corner lot, close to shopping, restaurants, grocery stores, schools, and everyday amenities. This thoughtfully updated home offers approximately 2,374 square feet with 5 bedrooms and 3.5 bathrooms, providing flexibility for a variety of living arrangements. A substantial 400-square-foot addition completed in 2023 added a spacious first-floor primary suite featuring a walk-in closet, private full bath with a large tiled shower, and a dedicated laundry room complete with a folding table for added convenience. The expanded layout creates ideal options for multi-generational living, guest accommodations, or simply enjoying the ease of first-floor living. The home also features an attached 2-car garage, a rear vinyl privacy fence, and multiple updates that offer peace of mind, including an HVAC system that is only 4 years old and a water heater that is just 3 years old. With generous living space, modern functionality, and a convenient Hayes location near dining, retail, and commuter routes, this property offers the perfect combination of comfort and practicality.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

7/10
7/10
Page MiddleGrades 6-83.2 mi
6/10
Gloucester High SchoolGrades 9-124.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2010

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Drywall,Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Disposal,Ice Maker,Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Tray Ceiling(s),Ceiling Fan(s),Dining Area,Separate/Formal Dining Room,Eat-in Kitchen,Granite Counters,Main Level Primary,Walk-In Closet(s)
  • Flooring: Partially Carpeted,Vinyl,Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 2,323

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,323 sqft

Other

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 045C1334
  • Zoning description: SF-1

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Front Porch,Deck,Porch
  • Exterior features: Deck,Porch,Paved Driveway
  • Fencing: Back Yard,Fenced,Privacy,Vinyl

Lot

  • Lot size: 0.25 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Direct Access,Driveway,Garage,Garage Door Opener,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Drought
Hurricane
Ice Storm
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,424$29,088
Home Insurance *$234$2,808
Property Taxes $246$2,952
Electricity $223$2,685
Total$3,127$37,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,211/yr
40% on housing$93,810/yr
45% on housing$83,386/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 23072$185
Gloucester County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 23072$199
Gloucester County$195

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$475,900
2026-07-13Price change$479,500
2026-07-04Price change$488,500
2026-06-13Listed for sale$498,500
2026-06-12Pending sale$498,500
2026-05-28Listed for sale$498,500
2019-08-07Sold$268,000
2019-08-02Pending sale$265,900
2019-06-25Listed for sale$265,900
2010-09-09Sold$232,919

For Sale by Agent

AgentOlivia Major
BrokerageReal Broker LLC

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