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2022 Lumber Rd, Ruffin, SC, 29475

1beds
1baths
2,213sqft
$250,000
$113price/sqft
$1,820/moest. monthly cost
$72,800/yrincome needed

About This Home

Property has two houses. The historic home circa 1876 is in disrepair and might have some salvageable wood. ( floors, beams etc.) The seller makes no guaranties. The newer home ''built in 1999,'' was being remodeled and has new windows, doors, and vinyl siding. Some new flooring will convey. Many mature trees are on the property, including Black Walnut, Pecan, Oaks, some marketable Pine, Fig, and many more all on 8.3 acres. Sellers have a soil survey in the documents section which states that in his professional opinion, the soil at the site can support a standard septic system. Homes are sold ''as is.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
Bells Elementary SchoolGrades PK-54.9 mi
2/10
Colleton County MiddleGrades 6-815.4 mi
2/10
Colleton County High SchoolGrades 9-1214.1 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Slab
  • Roof: Architectural,Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Interior Area

  • Total structure area: 2,213
  • Total interior livable area: 2,213 sqft

Property

Details

  • Parcel number: 0560000029000
  • Special condition: Handy Man Special

Features

  • Levels: One and One Half,Two
  • Stories: 2
  • Horses can be raised: Yes

Lot

  • Lot size: 8.30 Acres
  • Features: 5 - 10 Acres,High,Level,Wooded

Parking

  • Total spaces: 1
  • Parking features: Carport,Off Street
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Strong Wind
Earthquake
Heat Wave
Lightning
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Colleton County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$200$2,400
Property Taxes $144$1,728
Electricity $212$2,553
Total$1,820$21,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,400/yr
40% on housing$54,600/yr
45% on housing$48,533/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$113This listing

vs Other Active Listings

Avg $/sqft

ZIP 29475$180
Colleton County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 29475
Colleton County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-24Listed for sale$250,000
2006-06-16Sold$45,000

For Sale by Agent

AgentUncle Miles Crosby
BrokerageCarolina One Real Estate

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