




92 Hidden Cove Drive, Richmond Hill, GA, 31324
About This Home
Located within the prestigious Ford Field and River Club, this 2-bedroom, 2-bath cottage sits on over an acre, offering privacy and space with a flexible, open layout. The main living area features a bright living room with a cozy reading nook under the window, flowing seamlessly into the open dining area. The kitchen is fully equipped and provides easy access to the main living spaces. Upstairs, the bedroom opens to a screened porch, creating a peaceful spot to relax. An additional loft-style bedroom space, accessible through the downstairs bathroom, adds versatility for guests, an office, or extra sleeping quarters. Outside, enjoy a back patio along with additional side porch/storage space, ideal for hobbies or extra storage. A 2-car garage completes the property, making this home a great blend of comfort, functionality, and room to spread out. As part of Ford Field & River Club, residents enjoy access to a premier private community known for its natural beauty, golf, and upscale amenities.
Getting Around
Schools
Construction
Condition
- Year built: 2003
Materials
- Foundation: Slab
- Roof: Shingle,Wood
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater
- Laundry features: Other
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Double Vanity,High Ceilings,Separate Shower,Vaulted Ceiling(s)
Heating & Cooling
- Heating features: Central,Electric,Heat Pump
- Cooling features: Central Air,Electric,Heat Pump
Interior Area
- Total interior livable area: 1,395 sqft
Property
Details
- Parcel number: 0549031
- Zoning: CITY
- Special condition: Standard
- Horse amenities: Stable(s)
Features
- Pool features: Community
- Patio & porch: Porch,Screened
- Has view: Yes
- View description: Trees/Woods
Lot
- Lot size: 1.05 Acres
- Features: Interior Lot
Parking
- Total spaces: 2
- Parking features: Golf Cart Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Heat Wave
- Inland Flooding
- Lightning
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,525 | $54,300 |
| Home Insurance * | $484 | $5,808 |
| Property Taxes | $1,630 | $19,560 |
| Electricity | $219 | $2,637 |
| Total | $6,858 | $82,296 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-27 | Listed for sale | $895,000 |
| 2025-06-20 | Listing removed | $850,000 |
| 2025-01-03 | Price change | $850,000 |
| 2024-05-07 | Listed for sale | $945,000 |
