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15 Vessels Rd, Vine Grove, KY, 40175

4beds
5baths
2,389sqft
$650,000
$272price/sqft
$4,486/moest. monthly cost
$179,440/yrincome needed

About This Home

Situated on just over 5 scenic acres, this spacious Vine Grove home offers the perfect combination of comfort, privacy, and versatility. Inside, you'll find a two-story great room with a propane fireplace, hardwood and tile flooring, formal living and dining rooms, a flexible main-level office, and a walkout basement. Enjoy outdoor living on the expansive 39-foot deck with a covered gazebo. The property also features an impressive 30x50 pole barn with electric and concrete floors, an RV carport, attached two-car garage, golf cart garage, and energy-efficient geothermal heating and cooling. A rare opportunity to enjoy peaceful country living with exceptional amenities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

5/10
5/10
--
Brandenburg High SchoolGrades 9-1212.0 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Water Softener,Electric Water Heater,Geothermal Water Heater
  • Laundry features: In Bathroom,Laundry Room

Basement

  • Area: 1428

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bathroom

  • Features: Double Vanity,Separate Shower,Tub,Tub/Shower Combo

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 3
  • Partial bathrooms: 2

Dining Room

  • Level: Main

Features

  • Ceiling Fan(s),Walk-In Closet(s),Walls (Dry Wall),Eat-in Kitchen,Formal Dining Room
  • Window features: Screens,Blinds
  • Flooring: Carpet,Hardwood,Tile
  • Fireplace features: Propane
  • Fireplace: Yes
  • Attic: Access Only

Heating & Cooling

  • Heating features: Geothermal,Electric
  • Cooling features: Central Air,Geothermal

Interior Area

  • Total structure area: 2,389
  • Total interior livable area: 2,389 sqft

Kitchen

  • Features: Pantry
  • Level: Main

Living Room

  • Level: Main

Master Bathroom

  • Level: Upper

Master Bedroom

  • Level: Upper

Property

Accessibility

  • Accessibility features: 1st Floor Bathroom

Details

  • Parcel number: 141000002406
  • Other equipment: Sump Pump

Features

  • Levels: Two
  • Patio & porch: Deck
  • Exterior features: Landscaping
  • Fencing: None
  • Waterfront features: Seasonal
  • Waterbody name: Laurel River Lake,None

Lot

  • Lot size: 5.16 Acres
  • Features: Rural Property,Corner Lot

Parking

  • Total spaces: 3
  • Parking features: Attached,Utility Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Lightning
Winter Weather
Hail
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$384$4,608
Property Taxes $628$7,536
Electricity $188$2,263
Total$4,486$53,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,805/yr
40% on housing$134,580/yr
45% on housing$119,626/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$272This listing

vs Other Active Listings

Avg $/sqft

ZIP 40175$145
Meade County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 40175$146
Meade County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$640,000
2026-07-17Listed for sale$650,000

For Sale by Agent

AgentPcs Ft Knox Ky, The Veronica Paulk Group
BrokerageSCHULER BAUER REAL ESTATE SERVICES ERA POWERED- Elizabethtown

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