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3616 White Pine Way, Midland, MI, 48640

5beds
4baths
5,493sqft
$749,900
$137price/sqft
$5,660/moest. monthly cost
$226,400/yrincome needed

About This Home

Step into refined comfort and modern elegance with this stunning five-bedroom contemporary home, perfectly nestled in a private setting within one of the area’s most exclusive neighborhoods. Flooded with natural light from eight skylights, the expansive living room offers a bright, open atmosphere ideal for both relaxing and entertaining. A dedicated lower-level office provides the perfect work-from-home space, while the full finished basement adds incredible versatility for recreation, fitness, or additional living quarters. At the heart of the home, you’ll find a beautifully crafted custom oak kitchen featuring sleek granite countertops, abundant cabinetry, and a charming breakfast nook—perfect for casual mornings or intimate gatherings. A convenient first-floor laundry adds everyday ease. The spacious master suite is a true retreat, offering comfort, privacy, and ample room to unwind. Each additional bedroom is generously sized, making this home ideal for families or hosting guests. Enjoy the serenity of your private surroundings while remaining just minutes from some of the area’s most sought-after destinations, including Dow Gardens, the local library, nearby hospital, vibrant downtown, Whiting Forest, Dow Gardens, Midland Center for the Arts and the prestigious Midland Country Club. This exceptional property blends luxury, location, and lifestyle—offering everything you’ve been searching for in your next home.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

7/10
Central Park ElementaryGrades K-51.5 mi
9/10
Jefferson Middle SchoolGrades 6-81.5 mi
9/10
H.H. Dow High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1982

Materials

  • Foundation: Basement
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range/Oven,Refrigerator,Washer,Gas Water Heater
  • Laundry features: First Floor Laundry

Basement

  • Has basement: Yes
  • Basement: Block,Daylight,Finished,Full

Bathroom1

  • Features: Ceramic
  • Level: First
  • Area: 170

Bathroom2

  • Features: Ceramic
  • Level: Second
  • Area: 112

Bathroom3

  • Features: Ceramic
  • Level: Basement
  • Area: 96

Bedroom1

  • Features: Carpet
  • Level: First
  • Area: 2835

Bedroom2

  • Features: Carpet
  • Level: Second
  • Area: 196

Bedroom3

  • Features: Carpet
  • Level: Second
  • Area: 210

Bedroom4

  • Features: Carpet
  • Level: Basement
  • Area: 180

Bedroom5

  • Features: Carpet
  • Level: Basement
  • Area: 144

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Carpet
  • Level: First
  • Area: 234

Family Room

  • Features: Carpet
  • Level: First
  • Area: 210

Features

  • Flooring: Ceramic Tile,Carpet,Wood
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 2,100
  • Finished area above ground: 3,393

Great Room

  • Level: Basement
  • Area: 338

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,982
  • Total interior livable area: 5,493 sqft

Kitchen

  • Features: Wood
  • Level: First
  • Area: 234

Living Room

  • Features: Carpet
  • Level: First
  • Area: 486

Property

Details

  • Parcel number: 140830506
  • Zoning description: Residential
  • Special condition: Private

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck,Porch
  • Exterior features: Lawn Sprinkler,Sidewalks,Street Lights
  • Fencing: Fenced
  • Has view: Yes
  • View description: Park/Greenbelt
  • Frontage type: Road
  • Frontage length: 85

Lot

  • Lot size: 0.29 Acres
  • Features: Deep Lot - 150+ Ft.,Large Lot - 65+ Ft.,Wooded,Cul-De-Sac,Subdivision
  • Lot size dimensions: 85 x 150

Parking

  • Total spaces: 2.5
  • Parking features: Attached,Electric in Garage,Heated Garage
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding

FEMA Declared Disasters in Midland County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,791$45,492
Home Insurance *$402$4,824
Property Taxes $868$10,416
Electricity $599$7,189
Total$5,660$67,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$194,057/yr
40% on housing$169,800/yr
45% on housing$150,933/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 48640$147
Midland County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 48640$140
Midland County$140

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$799,900
1997-08-14Sold$445,000

For Sale by Agent

AgentMark Muessig
BrokerageCentury 21 Signature Realty (Freeland)

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