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1354 Wilburn Rd, Michigan City, MS, 38647

4beds
4baths
5,000sqft
$799,000
$160price/sqft
$5,291/moest. monthly cost
$211,640/yrincome needed

About This Home

This custom home on 11 acres is an exceptional property offering luxury, functionality, and space inside and out--perfect for those seeking comfort, entertaining amenities, and room to grow. Featuring 4 bedrooms with 3 full and one half bath, sunroom, great room, dining room, game room and attached 2 car garage.. Including two expansive primary suites, one with a spa-style jacuzzi tub and walk-in shower, and the other with a dual-fixture, oversized walk-in shower, this home is ideal for multi-generational living or guest privacy. The kitchen boasts sleek granite countertops with center island while the home itself is constructed with 2x6 exterior walls and Tyvek house wrap, offering both durability and energy efficiency. Beautiful scraped bamboo floors are throughout the living areas. Bathrooms have beautiful tile. Step outside to your private oasis: an approx. 48' x 21' inground pool with tanning ledge, plus a 500 sq ft patio with built-in gas logs--perfect for year-round enjoyment. Adjacent is a covered hot tub area, complete with an electric hookup for a mounted TV, creating the ultimate outdoor relaxation zone. The impressive detached garage spans nearly 2,000 sq ft and includes two oversized 10' x 8' garage doors, a dedicated 200-amp electrical panel, a 16' x 20' climate-controlled exercise room, and an 800 sq ft finished upstairs--ideal for a studio, home office, or guest space. An additional 570 sq ft of covered parking ensures there's room for vehicles, equipment, or recreational toys. The property also features a massive 3,000+ sq ft pole barn, including a fully enclosed room with water and its own 200-amp service, perfect for storage, workshop use, or future hobby space.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

2/10
Ashland Elementary SchoolGrades PK-610.1 mi
3/10
Ashland High SchoolGrades 7-1211.8 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 1994

Materials

  • Foundation: Other
  • Roof: Metal
  • Construction materials: Brick,Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Range,Dishwasher
  • Laundry features: In Garage,Laundry Closet,Main Level

Bathroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Breakfast Bar,Crown Molding,Double Vanity,Entrance Foyer,Granite Counters,High Ceilings,His and Hers Closets,Kitchen Island,Natural Woodwork,Pantry,Primary Downstairs
  • Window features: Aluminum Frames
  • Flooring: Bamboo,Hardwood
  • Fireplace features: Great Room,Outside
  • Fireplace: Yes

Game Room

  • Level: Second

Great Room

  • Level: Main

Gym

  • Level: Main

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,000
  • Total interior livable area: 5,000 sqft

Kitchen

  • Level: Main

Master Bathroom

  • Level: Main

Master Bathroom

  • Level: Second

Master Bedroom

  • Level: Main

Master Bedroom

  • Level: Second

Sunroom

  • Level: Main

Property

Details

  • Parcel number: 1011028000011.02
  • Zoning description: Rural

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground

Lot

  • Lot size: 11 Acres
  • Features: Farm,Few Trees,Level
  • Lot size dimensions: 11 acres +/-

Parking

  • Total spaces: 2
  • Parking features: Attached,Gravel
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Earthquake
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters in Benton County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$528$6,336
Property Taxes $259$3,108
Electricity $464$5,579
Total$5,291$63,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$181,405/yr
40% on housing$158,730/yr
45% on housing$141,093/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 38647$218
Benton County$109

vs Homes Sold Last Month

Median $/sqft

ZIP 38647
Benton County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-27Listed for sale$850,000
2025-12-10Listing removed$950,000
2025-10-20Price change$950,000
2025-08-01Listed for sale$1,140,000

For Sale by Agent

AgentSherry Harbur
BrokerageHarbur Realty

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